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		<lastmod>2023-04-05T16:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-notice-to-our-customers-regarding-covid-19-updated-3-29-20/</loc>
		<lastmod>2023-04-05T16:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-tips-for-cybersecurity-during-covid-19/</loc>
		<lastmod>2023-04-05T16:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-operations-update-for-underwriting-and-exams-updated-3-26-20/</loc>
		<lastmod>2023-04-05T16:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/covid-19/</loc>
		<lastmod>2023-04-05T16:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltci-update-covid-19/</loc>
		<lastmod>2023-04-05T16:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-uw-updates-and-exam-lab-vendor-updates/</loc>
		<lastmod>2023-04-05T16:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-ltc-communication-on-covid-19/</loc>
		<lastmod>2023-04-05T16:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/securian-response-to-covid-19/</loc>
		<lastmod>2023-04-05T16:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/changes-coming-on-4-25-to-annuity-care-ii/</loc>
		<lastmod>2023-04-05T16:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-underwriting-of-covid-19-or-recent-international-travel/</loc>
		<lastmod>2023-04-05T16:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-underwriting-update-regarding-covid-19/</loc>
		<lastmod>2023-04-05T16:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-ltc-compensation-and-policy-dating-processes/</loc>
		<lastmod>2023-04-05T16:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-in-force-rate-action-for-hawaii-effective-5-1-20/</loc>
		<lastmod>2023-04-05T16:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-3-eapp-now-available/</loc>
		<lastmod>2023-04-05T16:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-apps-reqd-beginning-2-29-20/</loc>
		<lastmod>2023-04-05T16:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-care-solutions-interest-rate-notice-and-guaranteed-interest-rate-changes/</loc>
		<lastmod>2023-04-05T16:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/newmanltc-is-open-for-business-update-on-coronavirus/</loc>
		<lastmod>2023-04-05T16:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-effective-immediately-pricing-changes-to-moneyguard-iii-and-moneyguard-ii-california/</loc>
		<lastmod>2023-04-05T16:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-underwriting-and-new-business-impacts-of-covid-19/</loc>
		<lastmod>2023-04-05T16:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-ltci-underwriting-insights/</loc>
		<lastmod>2023-04-05T16:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/2020-incentives/</loc>
		<lastmod>2023-04-05T16:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/earn-250-with-the-2020-thrivent-ltci-sales-incentive/</loc>
		<lastmod>2023-04-05T16:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-2-ny-launches-on-1-13-20/</loc>
		<lastmod>2023-04-05T16:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-updated-personal-worksheets-for-mt-and-nd/</loc>
		<lastmod>2023-04-05T16:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-2-new-york-launched-1-13-20/</loc>
		<lastmod>2023-04-05T16:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/please-note-our-office-will-be-closing-at-2-pm-central-on-thursday-january-16th-for-a-staff-event/</loc>
		<lastmod>2023-04-05T16:03:59+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-2020-ltc-sales-incentive-trip/</loc>
		<lastmod>2023-04-05T16:03:59+00:00</lastmod>
		<image:image>
			<image:loc>https://blog.newmanltc.com/wp-content/uploads/2020/01/MOO-1024x512.jpg</image:loc>
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	<url>
		<loc>https://newmanltc.com/blog/general/were-thankful-for-your-business-2-2/</loc>
		<lastmod>2023-04-05T16:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/end-of-year-new-business-deadlines/</loc>
		<lastmod>2023-04-05T16:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/securian-end-of-year-deadlines-for-new-business/</loc>
		<lastmod>2023-04-05T16:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/ngl-earn-extra-cash-with-new-year-promotion/</loc>
		<lastmod>2023-04-05T16:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/mutual-of-omaha-2020-fast-start-ltci-incentive/</loc>
		<lastmod>2023-04-05T16:04:00+00:00</lastmod>
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		<image:image>
			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/f48eec89-03cf-4709-b949-2619e577dc59.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://blog.newmanltc.com/wp-content/uploads/2019/12/amazon-gift-card.jpg</image:loc>
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	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-updated-guidelines-for-consumer-privacy-compliance-and-advertising-marketing/</loc>
		<lastmod>2023-04-05T16:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltc-e-app-enhancements/</loc>
		<lastmod>2023-04-05T16:04:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/metlife-implementing-in-force-rate-actions-in-me-mi-mn-mo-and-nv/</loc>
		<lastmod>2023-04-05T16:04:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/2019-awareness-month/</loc>
		<lastmod>2023-04-05T16:04:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-revised-ltci-rules-around-cross-border-sales/</loc>
		<lastmod>2023-04-05T16:04:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-end-of-year-2019-deadlines/</loc>
		<lastmod>2023-04-05T16:04:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltc-partnership-approved-in-new-mexico/</loc>
		<lastmod>2023-04-05T16:04:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/were-thankful-for-your-business-2/</loc>
		<lastmod>2023-04-05T16:04:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-updated-e-app-quick-start-guide-and-faq/</loc>
		<lastmod>2023-04-05T16:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-new-business-interest-rates-change-9-15/</loc>
		<lastmod>2023-04-05T16:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/empowering-families-to-finish-well-newman-ltc-featured-in-august-issue-of-minnesota-insurance/</loc>
		<lastmod>2023-04-05T16:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltc-underwriting-guide-update/</loc>
		<lastmod>2023-04-05T16:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-inforce-rate-actions-for-ar-ia-nm-pa-ok-oh-on-12-1-19/</loc>
		<lastmod>2023-04-05T16:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/nationwide-product-updates-and-upcoming-webinars/</loc>
		<lastmod>2023-04-05T16:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/securian-backdating-to-save-age/</loc>
		<lastmod>2023-04-05T16:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/ngl-updates-monthly-mode-reduced-in-5-additional-states/</loc>
		<lastmod>2023-04-05T16:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-september-product-changes-in-7-new-states-halt-in-2-states-re-price-in-ca/</loc>
		<lastmod>2023-04-05T16:04:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-ltci-partnership-approved-for-new-mexico/</loc>
		<lastmod>2023-04-05T16:04:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-underwriting-guideline-offering/</loc>
		<lastmod>2023-04-05T16:04:03+00:00</lastmod>
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	<url>
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		<lastmod>2023-04-05T16:04:03+00:00</lastmod>
		<image:image>
			<image:loc>https://blog.newmanltc.com/wp-content/uploads/2019/08/b1ee3c42-2d08-4fad-8a62-868aaa3966c1.jpg</image:loc>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-in-co-ct-fl-and-ri/</loc>
		<lastmod>2023-04-05T16:04:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltc-post-issue-requirements-amendment-scenarios/</loc>
		<lastmod>2023-04-05T16:04:03+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-annuitycare-interest-rates-changing-on-7-15-2/</loc>
		<lastmod>2023-04-05T16:04:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/securian-securecare-multi-pay-now-available-in-47-states/</loc>
		<lastmod>2023-04-05T16:04:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/e-apps/</loc>
		<lastmod>2023-04-05T16:04:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-effective-6-27-19-transcare-ii-to-become-only-offering-in-ca-fl-de-and-hi/</loc>
		<lastmod>2023-04-05T16:04:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-product-news-for-june-2019/</loc>
		<lastmod>2023-04-05T16:04:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-business-processing-delays-deadline-extended-to-order-interviews/</loc>
		<lastmod>2023-04-05T16:04:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/nationwide-offer-clients-the-ability-to-recover-elimination-period-expenses/</loc>
		<lastmod>2023-04-05T16:04:04+00:00</lastmod>
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		<lastmod>2023-04-05T16:04:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-ii-underwriting-expansion-limited-time-only/</loc>
		<lastmod>2023-04-05T16:04:05+00:00</lastmod>
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		<lastmod>2023-04-05T16:04:05+00:00</lastmod>
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		<lastmod>2023-04-05T16:04:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/coming-soon-lincoln-moneyguard-ii-2019/</loc>
		<lastmod>2023-04-05T16:04:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/tim-dona-named-new-president-of-newman-long-term-care/</loc>
		<lastmod>2023-04-05T16:04:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-action-announced-for-va-on-5-1-19/</loc>
		<lastmod>2023-04-05T16:04:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-rate-adjustments-effective-5-1-19-in-hi-la-oh/</loc>
		<lastmod>2023-04-05T16:04:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-action-announced-for-delaware/</loc>
		<lastmod>2023-04-05T16:04:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-option-for-ltci-claim-payments/</loc>
		<lastmod>2023-04-05T16:04:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-rate-adjustments-effective-3-1-19-in-il-and-nm/</loc>
		<lastmod>2023-04-05T16:04:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-launching-ltci-partnership-policies-in-illinois-on-1-1/</loc>
		<lastmod>2023-04-05T16:04:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/nationwide-new-carematters-quick-quote-tool/</loc>
		<lastmod>2023-04-05T16:04:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltci-underwriting-process-improvement/</loc>
		<lastmod>2023-04-05T16:04:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/office-closed-today/</loc>
		<lastmod>2023-04-05T16:04:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-announced-for-ar-dc-and-ms/</loc>
		<lastmod>2023-04-05T16:04:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-updated-cost-of-care-tools/</loc>
		<lastmod>2023-04-05T16:04:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-new-client-friendly-statement-with-enhanced-information/</loc>
		<lastmod>2023-04-05T16:04:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-launches-lower-partnership-inflation-in-sd/</loc>
		<lastmod>2023-04-05T16:04:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-announced-for-al-ky-and-nj/</loc>
		<lastmod>2023-04-05T16:04:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-online-scheduling-enhances-the-submission-process/</loc>
		<lastmod>2023-04-05T16:04:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/mutual-of-omaha-tools-for-ltc-awareness-month/</loc>
		<lastmod>2023-04-05T16:04:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/3849-2/</loc>
		<lastmod>2023-04-05T16:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-inforce-rate-adjustments-effective-12-1-18-for-al-pa-and-wy/</loc>
		<lastmod>2023-04-05T16:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-announces-in-force-rate-actions-for-ct-and-nj/</loc>
		<lastmod>2023-04-05T16:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-underwriting-update-regarding-marijuana/</loc>
		<lastmod>2023-04-05T16:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/linked/free-ce-webcast-incorporating-ltci-and-hybrid-policies-into-a-retirement-income-plan/</loc>
		<lastmod>2023-04-05T16:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-announces-in-force-rate-actions-for-sd-tn-and-ut/</loc>
		<lastmod>2023-04-05T16:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-set-target-premium-with-mutualcare-solutions-software/</loc>
		<lastmod>2023-04-05T16:04:11+00:00</lastmod>
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			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/2Q</image:loc>
		</image:image>
		<image:image>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-new-enhanced-application-submission-process-effective-september-10-2018/</loc>
		<lastmod>2023-04-05T16:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-interest-rate-changes-on-new-business-effective-8-15-18/</loc>
		<lastmod>2023-04-05T16:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-ltci-quote-software-update/</loc>
		<lastmod>2023-04-05T16:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/securian-fall2018-incentive/</loc>
		<lastmod>2023-04-05T16:04:11+00:00</lastmod>
		<image:image>
			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/S.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/S.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/b684c031-04ef-4575-8b82-b17b1325a5cf.jpg</image:loc>
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	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/fall-2018-goal-line/</loc>
		<lastmod>2023-04-05T16:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/fall-2018-ltci-sales-incentives/</loc>
		<lastmod>2023-04-05T16:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-ltci-launches-in-connecticut-on-sept-9/</loc>
		<lastmod>2023-04-05T16:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-announced-for-ia-and-nj/</loc>
		<lastmod>2023-04-05T16:04:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-launches-2016-ltci-product-in-hawaii/</loc>
		<lastmod>2023-04-05T16:04:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/lincoln-moneyguard-learn-about-enhanced-submission-process-going-into-effect-7-9/</loc>
		<lastmod>2023-04-05T16:04:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-legacycare-interest-rate-increase-on-7-15/</loc>
		<lastmod>2023-04-05T16:04:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-welcome-to-the-new-submission-process/</loc>
		<lastmod>2023-04-05T16:04:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/reminder-were-unavailable-after-3-pm-cdt-today-7-11-for-systems-upgrade/</loc>
		<lastmod>2023-04-05T16:04:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-maine-ltc-partnership-changes/</loc>
		<lastmod>2023-04-05T16:04:12+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-rate-action-news-for-ca-ga-sc-and-tn/</loc>
		<lastmod>2023-04-05T16:04:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-business-enhancement-effective-5-1-18/</loc>
		<lastmod>2023-04-05T16:04:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-announces-in-force-rate-actions-for-ct-de-nv-nd/</loc>
		<lastmod>2023-04-05T16:04:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-application-update-for-all-states/</loc>
		<lastmod>2023-04-05T16:04:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-illinois-ltci-partnership-plans-available-5-20-18/</loc>
		<lastmod>2023-04-05T16:04:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-interest-rate-changes-effective-june-15/</loc>
		<lastmod>2023-04-05T16:04:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-purchase-by-oceanwide-one-step-closer-to-reality/</loc>
		<lastmod>2023-04-05T16:04:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-launching-new-product-in-hawaii-on-6-24/</loc>
		<lastmod>2023-04-05T16:04:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-choice-1-in-force-rate-actions-for-dc-la-mi-pa-wy/</loc>
		<lastmod>2023-04-05T16:04:14+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-new-policy-dating-and-premium-effective-date/</loc>
		<lastmod>2023-04-05T16:04:14+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-long%e2%80%90term-care-claims-update/</loc>
		<lastmod>2023-04-05T16:04:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltc-enhanced-amendment-announcement-for-new-business/</loc>
		<lastmod>2023-04-05T16:04:14+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-effective-7-1-in-4-states/</loc>
		<lastmod>2023-04-05T16:04:14+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-suspending-sales-of-ltci-in-montana-on-5-21-18/</loc>
		<lastmod>2023-04-05T16:04:14+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-home-office-closed-on-good-friday/</loc>
		<lastmod>2023-04-05T16:04:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-rate-adjustments-effective-6-1-18-in-5-states-on-6-1-18/</loc>
		<lastmod>2023-04-05T16:04:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-try-the-ltc-e-app-on-your-next-sale/</loc>
		<lastmod>2023-04-05T16:04:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-re-launching-worksite-ltci-product/</loc>
		<lastmod>2023-04-05T16:04:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-care-solutions-interest-rate-changes-on-4-15-18/</loc>
		<lastmod>2023-04-05T16:04:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-underwriting-guide-updates-coming-4-18-effective-5-1/</loc>
		<lastmod>2023-04-05T16:04:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-new-stable-premium-option-for-choice-1-policyholders-facing-in-force-rate-actions-12-states/</loc>
		<lastmod>2023-04-05T16:04:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-launches-streamlined-care-solutions-new-business-submission-process/</loc>
		<lastmod>2023-04-05T16:04:16+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-delivery-requirements-and-delivery-period-for-reissues/</loc>
		<lastmod>2023-04-05T16:04:16+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-supplemental-eo-coverage-renews-2-24-18/</loc>
		<lastmod>2023-04-05T16:04:16+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-indexed-annuity-care-available-in-hi-on-2-26/</loc>
		<lastmod>2023-04-05T16:04:16+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-new-business-interest-rates-increasing-on-annuities-on-3-15-18/</loc>
		<lastmod>2023-04-05T16:04:16+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-update-to-approved-vendors-for-medical-requirements/</loc>
		<lastmod>2023-04-05T16:04:16+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-have-you-tried-the-ltc-e-app-2-2/</loc>
		<lastmod>2023-04-05T16:04:16+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/ngl-launching-nj-partnership-on-1-22-18/</loc>
		<lastmod>2023-04-05T16:04:17+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-underwriting-process-change-for-applicants-in-california-2-26-18/</loc>
		<lastmod>2023-04-05T16:04:17+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-underwriting-process-change-for-all-applicants-65-2-26-18/</loc>
		<lastmod>2023-04-05T16:04:17+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/now-hiring-licensing-and-contracting-administrator/</loc>
		<lastmod>2023-04-05T16:04:17+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-changes-pos-client-interview-scheduling-discontinuing-paper-app-packets/</loc>
		<lastmod>2023-04-05T16:04:17+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-a-m-best-affirms-mutual-of-omahas-financial-rating/</loc>
		<lastmod>2023-04-05T16:04:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-have-you-tried-the-ltc-e-app-2/</loc>
		<lastmod>2023-04-05T16:04:17+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-upcoming-changes-to-immediatecare-plus-conversion/</loc>
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	<url>
		<loc>https://newmanltc.com/blog/general/inner-circle-sales-promotion-extended-through-12-31-17/</loc>
		<lastmod>2023-04-05T16:04:18+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-access-interest-rates-effective-12-15/</loc>
		<lastmod>2023-04-05T16:04:18+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-ltci-partnership-disclosure-for-maryland/</loc>
		<lastmod>2023-04-05T16:04:18+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-rate-adjustments-effective-march-1-2018/</loc>
		<lastmod>2023-04-05T16:04:18+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-new-interest-rates-effective-1-15-18/</loc>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/1-18-higher-ltci-placement-via-e-apps/</loc>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-internal-sales-team-hours-of-operation-1-22-1-24/</loc>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-new-business-interest-rates-remain-unchanged-2-2/</loc>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-seeking-rate-increases-on-original-block-of-business/</loc>
		<lastmod>2023-04-05T16:04:19+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-announced-for-ct-de-mt-and-nm/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltci-claims-process-materials/</loc>
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		<loc>https://newmanltc.com/blog/general/office-closing-at-noon-central-on-11-30-for-charity-work/</loc>
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		<loc>https://newmanltc.com/blog/genworth/genworth-starting-12-12-most-producer-documents-available-on-genworth-pro-only/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-introducing-the-ltc-prescreen-flyer/</loc>
		<lastmod>2023-04-05T16:04:20+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-suspending-all-multi-life-sales-effective-10617/</loc>
		<lastmod>2023-04-05T16:04:21+00:00</lastmod>
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		<lastmod>2023-04-05T16:04:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-suspending-new-sales-of-transamerica-ltci-in-ma-on-111517/</loc>
		<lastmod>2023-04-05T16:04:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/transamerica-connecticut-pricing-revision-for-transcare-ii-effective-103017/</loc>
		<lastmod>2023-04-05T16:04:22+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-inforce-rate-adjustments-effective-january-1-2018-in-illinois/</loc>
		<lastmod>2023-04-05T16:04:22+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-ii-introducing-expanded-payment-options-and-pricing-changes-in-california-and-hawaii-on-1120/</loc>
		<lastmod>2023-04-05T16:04:22+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/inner-circle-sales-promotion-through-113017/</loc>
		<lastmod>2023-04-05T16:04:22+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/marketing-ideas/sales-tip-cash-or-reimbursement-ltci-why-not-both/</loc>
		<lastmod>2023-04-05T16:04:22+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-access-interest-rates-effective-1015/</loc>
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		<lastmod>2023-04-05T16:04:23+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-2-pricing-and-expanded-payment-options-coming-to-montana-on-929/</loc>
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		<lastmod>2023-04-05T16:04:24+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/transamerica-2/save-the-date-nltcn-transamerica-individual-ltci-product-refresh-reintro-review/</loc>
		<lastmod>2023-04-05T16:04:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/traditional/mutual-of-omaha-in-force-moo-rate-actions-coming-to-mn-oh-and-va-on-7117/</loc>
		<lastmod>2023-04-05T16:04:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/oneamerica-care-solutions-new-business-interest-rates-remain-unchanged/</loc>
		<lastmod>2023-04-05T16:04:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/lincoln-moneyguard-ii-launching-expanded-payment-options-and-pricing-changes-in-fl-in-nd-and-vi-on-324/</loc>
		<lastmod>2023-04-05T16:04:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/lincoln-moneyguard-ii-reminder-regarding-the-initial-state-approvals-for-expanded-payment-options-and-pricing-changes/</loc>
		<lastmod>2023-04-05T16:04:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/oneamerica-good-friday-office-closure/</loc>
		<lastmod>2023-04-05T16:04:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-rate-adjustments-effective-august-1-2017/</loc>
		<lastmod>2023-04-05T16:04:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-rate-adjustment-effective-july-1-2017/</loc>
		<lastmod>2023-04-05T16:04:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/subject-genworth-launches-user-friendly-e-app-in-49-states-on-for-quicker-underwriting-and-issue/</loc>
		<lastmod>2023-04-05T16:04:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-sales-tips-ltc-concept-material/</loc>
		<lastmod>2023-04-05T16:04:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/nationwide-carematters-single-pay-max-age-changes-on-41017/</loc>
		<lastmod>2023-04-05T16:04:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-dol-delay-means-oa-will-continue-to-accept-qualified-money-for-the-time-being/</loc>
		<lastmod>2023-04-05T16:04:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-pennsylvania-approves-1-and-2-compound-inflation-for-partnership/</loc>
		<lastmod>2023-04-05T16:04:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/our-office-will-be-closed-friday-april-14/</loc>
		<lastmod>2023-04-05T16:04:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/ngl-product-launched-in-connecticut-on-43/</loc>
		<lastmod>2023-04-05T16:04:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/webinar-how-genworth-wins-with-underwriting-and-claims-323/</loc>
		<lastmod>2023-04-05T16:04:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/metlife-restructuring-of-metlife-companies-to-brighthouse/</loc>
		<lastmod>2023-04-05T16:04:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-launching-a-5-discount-to-qualifying-affinity-groups/</loc>
		<lastmod>2023-04-05T16:04:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-ii-more-flex-pay-options-open-up-new-opportunities/</loc>
		<lastmod>2023-04-05T16:04:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-suspends-sales-of-individual-ltci-products-in-hawaii-on-424/</loc>
		<lastmod>2023-04-05T16:04:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-search-feature-now-available-on-spa-site/</loc>
		<lastmod>2023-04-05T16:04:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltci-producer-training-requirements-have-been-amended-in-massachusetts/</loc>
		<lastmod>2023-04-05T16:04:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/webinar-how-genworth-ltci-wins-with-underwriting-and-claims-423/</loc>
		<lastmod>2023-04-05T16:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/ltci-sales-tip-monthly-vs-daily-benefits/</loc>
		<lastmod>2023-04-05T16:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-shareholders-agree-to-acquisition-by-oceanwide/</loc>
		<lastmod>2023-04-05T16:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-no-longer-accepting-qualified-funds-for-annuity-products-effective-410/</loc>
		<lastmod>2023-04-05T16:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/sales-tip-using-ltci-to-protect-retirement-income/</loc>
		<lastmod>2023-04-05T16:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-action-effective-in-mo-on-6117/</loc>
		<lastmod>2023-04-05T16:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/video-whats-great-about-mutual-of-omahas-underwriting/</loc>
		<lastmod>2023-04-05T16:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/10-tips-to-better-ltci-underwriting/</loc>
		<lastmod>2023-04-05T16:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/march-multi-life-webinar-schedule-lifesecure/</loc>
		<lastmod>2023-04-05T16:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-ten-minute-talk-featuring-underwriting-228-call/</loc>
		<lastmod>2023-04-05T16:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-independent-home-health-care-providers-endorsement/</loc>
		<lastmod>2023-04-05T16:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-virginia-partnership-eligibility/</loc>
		<lastmod>2023-04-05T16:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/lincoln-pricing-changes-and-more-coming-to-lincoln-moneyguard-ii-on-41717/</loc>
		<lastmod>2023-04-05T16:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/linked/oneamerica-2017-sales-incentive-maui/</loc>
		<lastmod>2023-04-05T16:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-interview-status-report-available/</loc>
		<lastmod>2023-04-05T16:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-enhanced-special-authorization-process-for-aps-retrieval/</loc>
		<lastmod>2023-04-05T16:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/nationwide-ltc-rider-ii-available-march-transition-timeline-announced/</loc>
		<lastmod>2023-04-05T16:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-sales-desk-hours-of-operation-next-week/</loc>
		<lastmod>2023-04-05T16:04:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-webinar-on-a-return-to-simple-selling-using-rate-card-223/</loc>
		<lastmod>2023-04-05T16:04:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/ngl-webinar-ltci-for-business-owners-made-easy/</loc>
		<lastmod>2023-04-05T16:04:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/pennsylvania-approves-lower-inflation-rates-for-partnership/</loc>
		<lastmod>2023-04-05T16:04:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-announced-for-nd-ok-and-wv/</loc>
		<lastmod>2023-04-05T16:04:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-echosign-electronic-signature-process-coming-31/</loc>
		<lastmod>2023-04-05T16:04:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-new-business-interest-rates-increasing-11517/</loc>
		<lastmod>2023-04-05T16:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-adjustments-effective-4117-for-al-ne-wy/</loc>
		<lastmod>2023-04-05T16:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-inforce-rate-actions-announced-for-md-and-mt-2/</loc>
		<lastmod>2023-04-05T16:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/nationwide-indexed-ul-fixed-rate-change-impacts-iul-with-ltci-rider/</loc>
		<lastmod>2023-04-05T16:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/oneamerica-webinar-debunk-ltc-myths-for-your-clients/</loc>
		<lastmod>2023-04-05T16:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-new-business-interest-rate-decreasing-on-indexed-annuitycare-on-215/</loc>
		<lastmod>2023-04-05T16:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/supplemental-eo-coverage-renews-22417/</loc>
		<lastmod>2023-04-05T16:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-key-to-better-underwriting-webinar-feb-22/</loc>
		<lastmod>2023-04-05T16:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-end-of-year-new-business-deadlines-announced/</loc>
		<lastmod>2023-04-05T16:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-interest-rate-increases-for-annuity-options-2/</loc>
		<lastmod>2023-04-05T16:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-rate-adjustments-effective-march-1-2017/</loc>
		<lastmod>2023-04-05T16:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-ltci-training-videos/</loc>
		<lastmod>2023-04-05T16:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/sales-marketing-talk-about-the-advantages-of-traditional-ltci/</loc>
		<lastmod>2023-04-05T16:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-a-m-best-reaffirms-financial-rating/</loc>
		<lastmod>2023-04-05T16:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/mutual-of-omaha-understanding-long-term-care-buyers/</loc>
		<lastmod>2023-04-05T16:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-reminder-about-discontinuance-of-individual-ltc-insurance-sales-important-dates-approaching/</loc>
		<lastmod>2023-04-05T16:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-next-round-of-in-force-rate-action-notifications-to-take-place-in-late-december/</loc>
		<lastmod>2023-04-05T16:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-in-force-rate-action-announced-for-ohio/</loc>
		<lastmod>2023-04-05T16:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/deb-newman-quoted-in-november-2016-issue-of-minnesota-insurance/</loc>
		<lastmod>2023-04-05T16:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/marketing-ideas-the-cost-of-waiting-3/</loc>
		<lastmod>2023-04-05T16:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-2016-end-of-year-deadlines/</loc>
		<lastmod>2023-04-05T16:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-1-inflation-now-approved-for-partnership-in-3-more-states-id-md-mi/</loc>
		<lastmod>2023-04-05T16:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/marketing-ideas-the-cost-of-waiting-3-2/</loc>
		<lastmod>2023-04-05T16:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/nationwide-end-of-year-new-business-deadlines/</loc>
		<lastmod>2023-04-05T16:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-care-solutions-and-the-new-dol-rule/</loc>
		<lastmod>2023-04-05T16:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/urgent-news-john-hancock-exiting-the-ltci-market/</loc>
		<lastmod>2023-04-05T16:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-reaffirms-commitment-to-grow-their-ltci-business/</loc>
		<lastmod>2023-04-05T16:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-filing-rate-increases-across-most-in-force-policies/</loc>
		<lastmod>2023-04-05T16:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-adjustments-effective-feb-1-2017/</loc>
		<lastmod>2023-04-05T16:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/marketing-ideas-ltci-can-protect-your-clients-retirement-assets/</loc>
		<lastmod>2023-04-05T16:04:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/tools-to-help-consumer-awareness-in-november-2/</loc>
		<lastmod>2023-04-05T16:04:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltc-claims-materials-available/</loc>
		<lastmod>2023-04-05T16:04:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-new-policy-delivery-requirements-policy-effective-dates-and-updated-forms/</loc>
		<lastmod>2023-04-05T16:04:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-annuity-care-discontinued-in-vermont/</loc>
		<lastmod>2023-04-05T16:04:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/prepare-for-long-term-care-awareness-month-in-just-10-minutes-2/</loc>
		<lastmod>2023-04-05T16:04:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/lincoln-moneyguard-sales-ideas-webinar-1018/</loc>
		<lastmod>2023-04-05T16:04:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-announces-they-will-focus-on-worksite-ltci-and-discontinue-their-individual-ltci-sales-beginning-11116/</loc>
		<lastmod>2023-04-05T16:04:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/oneamerica-upcoming-webinar-series/</loc>
		<lastmod>2023-04-05T16:04:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/subject-mutual-of-omaha-in-force-rate-actions-coming-to-il-mt-tx-and-wv-on-1117/</loc>
		<lastmod>2023-04-05T16:04:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/marketing-idea-the-advantages-of-ltci/</loc>
		<lastmod>2023-04-05T16:04:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/important-plan-ahead-limited-staff-for-ltci-quoting-oct-27-28/</loc>
		<lastmod>2023-04-05T16:04:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-massachusetts-and-alabama-annuity-training-required/</loc>
		<lastmod>2023-04-05T16:04:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-action-coming-to-nm-on-121/</loc>
		<lastmod>2023-04-05T16:04:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-just-in-time-jit-licensing-launches-on-10116/</loc>
		<lastmod>2023-04-05T16:04:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-reminder-asset-care-pec-funding-deadline-is-sept-30/</loc>
		<lastmod>2023-04-05T16:04:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/sales-marketing-step-by-step-guide-will-lead-you-to-ltci-sales/</loc>
		<lastmod>2023-04-05T16:04:44+00:00</lastmod>
	</url>
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		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-a-new-approach-to-long-term-care-insurance/</loc>
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	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltc-legacy-block-rate-adjustment-in-california-effective-dec-1-2016/</loc>
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		<loc>https://newmanltc.com/blog/linked/oneamerica-qualifying-for-2017-grand-cayman-conference/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/ngl-essentialltc-product-training-video-now-available/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-reminder-that-asset-care-pec-funding-deadline-is-sept-30/</loc>
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		<loc>https://newmanltc.com/blog/sales-tips/mutual-of-omaha-928-webinar-our-ltci-underwriting-philosophy/</loc>
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		<loc>https://newmanltc.com/blog/training/learn-about-the-gray-divorce-and-long-term-care-planning-8416/</loc>
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		<loc>https://newmanltc.com/blog/marketing-ideas/learn-about-the-advantages-of-traditional-long-term-care-insurance/</loc>
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	<url>
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	<url>
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		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-launches-partnership-approved-product-in-michigan/</loc>
		<lastmod>2023-04-05T16:04:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-phones-temporarily-unavailable-on-330/</loc>
		<lastmod>2023-04-05T16:04:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-underwriting-guide-updates/</loc>
		<lastmod>2023-04-05T16:04:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-ltc-electronic-delivery-receipt-process-to-be-piloted-in-five-states/</loc>
		<lastmod>2023-04-05T16:04:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltc-e-app-enhancements-coming-soon/</loc>
		<lastmod>2023-04-05T16:04:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-applying-for-long-term-care-insurance-just-got-easier/</loc>
		<lastmod>2023-04-05T16:04:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/nationwide-making-it-easier-to-submit-new-business-for-carematters/</loc>
		<lastmod>2023-04-05T16:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/oneamerica-care-solutions-webinar-series/</loc>
		<lastmod>2023-04-05T16:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/sales-idea-debunking-myths-and-misconceptions-about-asset-based-ltc-solutions/</loc>
		<lastmod>2023-04-05T16:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-coming-to-11-states-on-6116/</loc>
		<lastmod>2023-04-05T16:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-home-office-closed-on-325/</loc>
		<lastmod>2023-04-05T16:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-performance-ltc-top-sellers-round-table-webinar-series/</loc>
		<lastmod>2023-04-05T16:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-underwriting-enhancements-make-new-business-process-faster-and-easier/</loc>
		<lastmod>2023-04-05T16:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-supplemental-eo-insurance-now-available-at-no-cost-to-you/</loc>
		<lastmod>2023-04-05T16:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-in-force-rate-actions-coming-to-12-states-on-7116/</loc>
		<lastmod>2023-04-05T16:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-update-of-definition-of-spouse-and-partner-in-california/</loc>
		<lastmod>2023-04-05T16:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-online-product-training-webinars-in-march/</loc>
		<lastmod>2023-04-05T16:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-using-the-valued-client-discount-program-to-make-more-sales/</loc>
		<lastmod>2023-04-05T16:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-2016-sales-incentive/</loc>
		<lastmod>2023-04-05T16:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-details-on-viewing-new-business-submitted-this-weekend/</loc>
		<lastmod>2023-04-05T16:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-2016-agent-rewards-program/</loc>
		<lastmod>2023-04-05T16:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/nationwide-carematters-linked-product-now-available-in-florida/</loc>
		<lastmod>2023-04-05T16:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-new-aps-vendor/</loc>
		<lastmod>2023-04-05T16:04:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/important-news-oneamerica/</loc>
		<lastmod>2023-04-05T16:04:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-update-opportunity-for-ltci-policyholders-in-california/</loc>
		<lastmod>2023-04-05T16:04:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/nationwide-carematter-to-launch-in-fl-new-app-submission-options/</loc>
		<lastmod>2023-04-05T16:04:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/john-hancock-performance-ltc-training-on-317-and-331/</loc>
		<lastmod>2023-04-05T16:04:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-new-business-interest-rates-decreasing-on-31516/</loc>
		<lastmod>2023-04-05T16:04:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-launching-new-products-in-new-york-and-ny-partnership-on-4416/</loc>
		<lastmod>2023-04-05T16:04:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-underwriting-changes-help-more-clients-obtain-ltci/</loc>
		<lastmod>2023-04-05T16:04:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-downgraded-but-not-out/</loc>
		<lastmod>2023-04-05T16:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-coming-to-7-states-on-5116/</loc>
		<lastmod>2023-04-05T16:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-sales-desk-lighter-staffed-feb-22-24/</loc>
		<lastmod>2023-04-05T16:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-updated-tax-materials-now-available/</loc>
		<lastmod>2023-04-05T16:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-new-flier-shows-if-future-claims-experience-is-worse-than-expected/</loc>
		<lastmod>2023-04-05T16:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/partnership-training-michigan-to-implement-naic-partnership-training-requirements/</loc>
		<lastmod>2023-04-05T16:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-home-office-closed-for-martin-luther-king-jr-day/</loc>
		<lastmod>2023-04-05T16:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-important-update-to-the-product-and-underwriting-guide/</loc>
		<lastmod>2023-04-05T16:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-inforce-rate-actions-coming-to-9-states-on-4116/</loc>
		<lastmod>2023-04-05T16:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-webinar-on-12516-on-upcoming-california-partnership-inforce-rate-actions/</loc>
		<lastmod>2023-04-05T16:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/webinar-using-nationwide-carematters-in-advanced-planning-scenarios-225/</loc>
		<lastmod>2023-04-05T16:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/our-office-will-close-at-330-pm-cdt-due-to-severe-weather/</loc>
		<lastmod>2023-04-05T16:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-changes-coming-to-ltci-product-on-3316/</loc>
		<lastmod>2023-04-05T16:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-indexed-annuity-care-interest-rate-changes-coming-on-21516/</loc>
		<lastmod>2023-04-05T16:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-5-tips-to-improve-your-ltci-placement-rate/</loc>
		<lastmod>2023-04-05T16:05:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/marketing-ideas-5-steps-to-an-ltci-sale/</loc>
		<lastmod>2023-04-05T16:05:02+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-helping-your-client-determine-the-best-policy-effective-date/</loc>
		<lastmod>2023-04-05T16:05:02+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/sales-tips/mutual-of-omaha-flexibility-with-inflation/</loc>
		<lastmod>2023-04-05T16:05:02+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-help-your-ltci-clients-understand-underwriting/</loc>
		<lastmod>2023-04-05T16:05:02+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-interest-rates-will-remain-unchanged/</loc>
		<lastmod>2023-04-05T16:05:02+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-underwriting-update-reading-uw-requirement-codes/</loc>
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			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/6a017d42d907bb970c01bb07e02695970d-800wi.jpeg</image:loc>
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		<image:image>
			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/6a017d42d907bb970c01bb07e02695970d-800wi.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/6a017d42d907bb970c01b7c73c6b75970b-800wi.jpeg</image:loc>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-2016-in-force-rate-action-announced-for-10-states/</loc>
		<lastmod>2023-04-05T16:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-new-materials-now-available-to-market-performance-ltc/</loc>
		<lastmod>2023-04-05T16:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-updated-consumer-partnership-brochure-now-available/</loc>
		<lastmod>2023-04-05T16:05:03+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/lincoln-new-moneyguard-cost-of-care-map-tool/</loc>
		<lastmod>2023-04-05T16:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/updated-lincoln-concierge-care-brochure/</loc>
		<lastmod>2023-04-05T16:05:03+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/3-reasons-to-be-certain-your-ltci-partnership-training-is-up-to-date/</loc>
		<lastmod>2023-04-05T16:05:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-annuity-care-ii-launching-in-four-new-states-ma-nh-pa-and-vt/</loc>
		<lastmod>2023-04-05T16:05:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/oneamerica-new-annuity-care-ii-minimum-premiummaximum-age-requirement-in-the-three-states-ca-sd-and-wa/</loc>
		<lastmod>2023-04-05T16:05:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/oneamerica-updates-to-annuity-care-ii-in-wisconsin/</loc>
		<lastmod>2023-04-05T16:05:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-care-solutions-business-interest-rates-remain-unchanged/</loc>
		<lastmod>2023-04-05T16:05:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/december-18-2015-deadline-for-total-living-coverage-delivery-requirements/</loc>
		<lastmod>2023-04-05T16:05:04+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/december-11th-2015-deadline-for-long-term-care-new-business-requirements/</loc>
		<lastmod>2023-04-05T16:05:04+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/lifesecures-holiday-hours/</loc>
		<lastmod>2023-04-05T16:05:04+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/sales-tips/john-hancock-boost-your-sales-with-insights-and-tips-in-new-sellers-guide/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/john-hancock/john-hancock-important-year-end-reminder-3-2/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/john-hancock/john-hancock-signed-illustration-process-highlighted-for-performance-ltc-2-2/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-microsite-will-be-available-in-nj-on-december-7/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-next-round-of-in-force-rate-action-notification-to-take-place-in-late-december/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-irs-announces-eligible-long-term-care-insurance-premium-deduction-for-2016/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-november-is-long-term-care-awareness-month/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-end-of-year-deadlines-announced/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/holiday-hours-for-thanksgiving/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/lifesecure-holiday-office-hour/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/tools-to-put-ltci-on-your-clients-radar/</loc>
		<lastmod>2023-04-05T16:05:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/oneamerica-indexed-annuity-care-interest-rate-change/</loc>
		<lastmod>2023-04-05T16:05:06+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/oneamerica-care-solutions-webinar-series-in-november/</loc>
		<lastmod>2023-04-05T16:05:06+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-announced-for-13-dates/</loc>
		<lastmod>2023-04-05T16:05:06+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/genworth/genworth-flex-3-enhanced-partnership-change-retroactive-to-71-in-minnesota/</loc>
		<lastmod>2023-04-05T16:05:06+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-a-new-approach-to-ltc-insurance-available-in-nj-this-december/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-custom-care-iii-featuring-benefit-builder-to-be-discontinued-in-nj/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-introducing-ltc-captivate-2-0/</loc>
		<lastmod>2023-04-05T16:05:06+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/john-hancock/john-hancock-important-year-end-reminder-3/</loc>
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		<loc>https://newmanltc.com/blog/john-hancock/john-hancock-signed-illustration-process-highlighted-for-performance-ltc-2/</loc>
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		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-updated-leadership-brochure-now-available-to-order/</loc>
		<lastmod>2023-04-05T16:05:07+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-get-ready-for-ltc-awareness-month/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-end-of-year-new-business-deadlines/</loc>
		<lastmod>2023-04-05T16:05:07+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-inforce-rate-action-announced-for-ky/</loc>
		<lastmod>2023-04-05T16:05:07+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/john-hancock-re-launches-ltc-captivate-online-sales-and-application-tool-intro-webinars-this-week/</loc>
		<lastmod>2023-04-05T16:05:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-time-is-running-out-to-earn-reward-points-for-2015/</loc>
		<lastmod>2023-04-05T16:05:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/mutual-of-omaha-cost-of-care-the-ltc-data-for-your-clients/</loc>
		<lastmod>2023-04-05T16:05:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/marketing-ideas-six-ways-to-start-the-long-term-care-conversation-with-clients/</loc>
		<lastmod>2023-04-05T16:05:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-key-end-of-year-dates/</loc>
		<lastmod>2023-04-05T16:05:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-temporary-delay-in-underwriting-turnaround-times/</loc>
		<lastmod>2023-04-05T16:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-reminder-on-long-term-care-partnership-training/</loc>
		<lastmod>2023-04-05T16:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/mutual-of-omaha-five-things-your-customers-expect/</loc>
		<lastmod>2023-04-05T16:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/ltci-portfolio-to-launch-in-mt/</loc>
		<lastmod>2023-04-05T16:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/rate-increase-on-in-force-ltci-business-in-mt-tx-and-wv/</loc>
		<lastmod>2023-04-05T16:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/ltc06ui-rate-adjustments-in-nh-sd-and-wa/</loc>
		<lastmod>2023-04-05T16:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-performance-ltc-overview-brochure/</loc>
		<lastmod>2023-04-05T16:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-important-year-end-reminder-2/</loc>
		<lastmod>2023-04-05T16:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-sellers-guide-available-to-orderdownload/</loc>
		<lastmod>2023-04-05T16:05:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-total-living-coverage-tlc-underwriting-update/</loc>
		<lastmod>2023-04-05T16:05:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/mutual-of-omaha-mini-brochure-on-flexibility-available/</loc>
		<lastmod>2023-04-05T16:05:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-product-overview-webinar-929/</loc>
		<lastmod>2023-04-05T16:05:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-update-on-product-transition-in-ny/</loc>
		<lastmod>2023-04-05T16:05:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-reminder-on-product-change-in-california-effective-914/</loc>
		<lastmod>2023-04-05T16:05:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/prudential-ny-policyholders-to-be-notified-of-iltc-1-and-iltc-2-premium-rate-increases/</loc>
		<lastmod>2023-04-05T16:05:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-launching-1-partnership-option-in-minnesota-on-9/</loc>
		<lastmod>2023-04-05T16:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-new-business-forms-revisions-available/</loc>
		<lastmod>2023-04-05T16:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-now-available-in-6-additional-states-and-d-c/</loc>
		<lastmod>2023-04-05T16:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-overview-webinars-in-august/</loc>
		<lastmod>2023-04-05T16:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-microsite-available-in-addl-states/</loc>
		<lastmod>2023-04-05T16:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-custom-care-3-will-be-discontinued-in-6-states-and-dc-on-82415/</loc>
		<lastmod>2023-04-05T16:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-make-us-your-ltc-choice/</loc>
		<lastmod>2023-04-05T16:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/prudential-in-force-rate-action-coming-to-arizona/</loc>
		<lastmod>2023-04-05T16:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-partnership-mailings-to-go-out/</loc>
		<lastmod>2023-04-05T16:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/marketing-idea-video-on-the-advantages-of-buying-early/</loc>
		<lastmod>2023-04-05T16:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-promises-kept-producer-piece-available/</loc>
		<lastmod>2023-04-05T16:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-tlc-credited-interest-rate-change/</loc>
		<lastmod>2023-04-05T16:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-e-app-will-be-down-starting-saturday-night-08-05/</loc>
		<lastmod>2023-04-05T16:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/thrivent-full-app-packets-now-available-for-download/</loc>
		<lastmod>2023-04-05T16:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/nationwide-carematters-enhancements-include-larger-cash-benefit-pool/</loc>
		<lastmod>2023-04-05T16:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-for-ga-mi-ne-nm-and-wy/</loc>
		<lastmod>2023-04-05T16:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-2-new-performance-ltc-brainshark-trainings-available/</loc>
		<lastmod>2023-04-05T16:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-withdrawing-from-partnership-programs-in-connecticut-and-indiana/</loc>
		<lastmod>2023-04-05T16:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-limited-access-to-underwrites-week-of-83/</loc>
		<lastmod>2023-04-05T16:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-reminder-on-restricted-compensation-for-ltci-in-certain-states/</loc>
		<lastmod>2023-04-05T16:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-in-ny-questions-and-answers/</loc>
		<lastmod>2023-04-05T16:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-announced-for-ut-and-wv/</loc>
		<lastmod>2023-04-05T16:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-webinar-on-in-force-rate-action-in-new-york/</loc>
		<lastmod>2023-04-05T16:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/mutual-of-omaha-new-financial-strength-brochure-available/</loc>
		<lastmod>2023-04-05T16:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-mutualcare-solutions-product-underwriting-guide-process-revisions/</loc>
		<lastmod>2023-04-05T16:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-new-investment-strategy-brochure-now-available/</loc>
		<lastmod>2023-04-05T16:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-in-force-rate-actions-coming-to-10-states-in-august/</loc>
		<lastmod>2023-04-05T16:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-claimants-piece-outlines-process-at-a-glance/</loc>
		<lastmod>2023-04-05T16:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-learn-about-the-new-ltc-e-app/</loc>
		<lastmod>2023-04-05T16:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecures-agent-portal-helping-you-do-business/</loc>
		<lastmod>2023-04-05T16:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-california-agents-ordering-printed-materials/</loc>
		<lastmod>2023-04-05T16:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-launches-in-6-more-states-and-dc-on-81715/</loc>
		<lastmod>2023-04-05T16:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-premiums-now-even-more-competitive/</loc>
		<lastmod>2023-04-05T16:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-enhancements-to-quote-software/</loc>
		<lastmod>2023-04-05T16:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-reminder-about-ltci-compliance-in-california/</loc>
		<lastmod>2023-04-05T16:05:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-simplified-ordering-of-printed-materials-begins-7115/</loc>
		<lastmod>2023-04-05T16:05:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/teleconference-selling-transamerica-ltcis-cash-benefit-july-9/</loc>
		<lastmod>2023-04-05T16:05:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/mutual-of-omaha-the-updated-ltci-cost-of-care-book-is-now-available/</loc>
		<lastmod>2023-04-05T16:05:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltc04i-rate-adjustment-approved-for-virginia/</loc>
		<lastmod>2023-04-05T16:05:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-will-launch-enhanced-version-of-privileged-choice-flex-3-in-35-states-on-72015/</loc>
		<lastmod>2023-04-05T16:05:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-july-holiday-office-hours/</loc>
		<lastmod>2023-04-05T16:05:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/now-hiring-full-time-adminproject-support-assistant-for-our-richfield-mn-office/</loc>
		<lastmod>2023-04-05T16:05:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-long-term-care-e-app-available-beginning-7115/</loc>
		<lastmod>2023-04-05T16:05:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/nationwide-updates-to-carematters-product-effective-68-including-larger-benefit-pool/</loc>
		<lastmod>2023-04-05T16:05:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/the-5-steps-in-an-ltci-sale/</loc>
		<lastmod>2023-04-05T16:05:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-new-york/</loc>
		<lastmod>2023-04-05T16:05:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-in-force-rate-actions-for-13-states/</loc>
		<lastmod>2023-04-05T16:05:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/sales-tips/john-hancock-performance-ltc-sellers-guide-now-available/</loc>
		<lastmod>2023-04-05T16:05:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-covered-services-tool-available-for-ltc-claimants/</loc>
		<lastmod>2023-04-05T16:05:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-go-green-with-policy-documents/</loc>
		<lastmod>2023-04-05T16:05:15+00:00</lastmod>
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			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/6a017d42d907bb970c01b8d124da94970c-500wi.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/6a017d42d907bb970c01b8d124da94970c-500wi.jpeg</image:loc>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-action-approved-for-ia-nj-and-nv/</loc>
		<lastmod>2023-04-05T16:05:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-updated-offline-quoting-software/</loc>
		<lastmod>2023-04-05T16:05:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-to-enhance-privileged-choice-flex-3-for-in-force-policyholders/</loc>
		<lastmod>2023-04-05T16:05:15+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/sales-tips/sales-tip-in-the-worksite-ltci-market-look-for-an-internal-sponsor-who-can-offer-advocacy-and-access/</loc>
		<lastmod>2023-04-05T16:05:16+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-modified-home-office-hours-on-61/</loc>
		<lastmod>2023-04-05T16:05:16+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-updated-needs-based-materials-and-quiz-brochure-now-available-in-compact-states/</loc>
		<lastmod>2023-04-05T16:05:16+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/sales-tips/john-hancock-a-closer-look-performance-ltc-sales-illustration/</loc>
		<lastmod>2023-04-05T16:05:16+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-quote-software-error-employer-sponsored-groups-not-available-in-ca/</loc>
		<lastmod>2023-04-05T16:05:16+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-product-webinars-in-june/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-rating-upgraded-by-standard-and-poors/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-sales-incentive-now-through-123115/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-competitive-advantages-webinar-june-16/</loc>
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		<loc>https://newmanltc.com/blog/genworth/genworth-tlc-launched-in-ct-and-fl-on-6115/</loc>
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		<loc>https://newmanltc.com/blog/marketing-ideas/mutual-of-omaha-new-cost-of-waiting-prospecting-piece/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-next-round-of-in-force-ration-actions-to-take-place-in-late-june-see-for-states/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-trade-advertising-campaign/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-ltc-post-issue-edocuments-now-available/</loc>
		<lastmod>2023-04-05T16:05:17+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-tlc-product-to-launch-in-ct-and-fl/</loc>
		<lastmod>2023-04-05T16:05:17+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/genworth/genworth-ltc-partnership-mailings-begin-in-delaware/</loc>
		<lastmod>2023-04-05T16:05:17+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-alaska/</loc>
		<lastmod>2023-04-05T16:05:17+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/sales-tips/transamerica-training-bring-more-value-than-a-spreadsheet-to-your-clients-6315/</loc>
		<lastmod>2023-04-05T16:05:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/metlife-in-force-rate-action-for-ny-began-on-51115/</loc>
		<lastmod>2023-04-05T16:05:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-florida/</loc>
		<lastmod>2023-04-05T16:05:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/minnesota-beginning-71-policies-with-1-inflation-will-now-be-partnership-eligible/</loc>
		<lastmod>2023-04-05T16:05:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-agent-portal-unavailable-on-may-30/</loc>
		<lastmod>2023-04-05T16:05:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-mutualcare-solutions-will-launch-in-hi-on-41/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-home-office-closed-for-good-friday/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-web-version-of-jh-ltc-illustrator-available-on-april-6th/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-available-on-ltc-captivate-effective-april-6th/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-fillable-apps-for-performance-ltc-now-available/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-performance-ltc-webinar-schedule-for-april/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/metlife-in-force-rate-action-for-new-york-policies-begins-on-51115/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-idaho/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-virginia-requirements-for-adverse-underwriting-decisions-and-notices/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-modified-office-hours-in-may-june/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-rate-action-on-in-force-business-in-al-id-nh-oh-and-pa/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-notice-about-changing-your-agents-agencies-portal-password/</loc>
		<lastmod>2023-04-05T16:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-ltc-illustrator-to-replace-hansel-as-the-ltc-quoting-tool-effective-31615/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-webinars-on-performance-ltc-in-march/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-launches-new-performance-ltc-product-in-most-states-on-316/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/licensing-reminder-wisconsin-is-now-a-pre-appointment-state/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-announced-for-mo-nd-ne-and-sd/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltci-delivery-receipt-requirement-for-illinois/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/mutual-of-omaha-understanding-the-buy-up-option/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/sales-tip-tax-savings-another-advantage-of-owning-ltci/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/2125-2/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-updated-version-of-jh-ltc-illustrator-now-available/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-replay-available-for-california-product-launch-webinar/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-action-announced-for-5-states/</loc>
		<lastmod>2023-04-05T16:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-rates-for-new-york-product-effective-31615/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-important-compliance-related-reminders-and-producer-compliance-manual/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-coming-soon-a-completely-updated-cost-of-care-study/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-underwriting-brainshark-now-available-2/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/prudential-in-force-rate-action-announced-for-maryland/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-state-replacement-regulations-reminder-for-all-insurance-products/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-arkansas-2/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-suspending-sales-of-ltci-products-in-new-hampshire/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-prequalification-changes-and-a-change-for-veterans/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-underwriting-brainshark-now-available-2-2/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-arkansas-2-2/</loc>
		<lastmod>2023-04-05T16:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-evalutate-underwriting-tool-now-available-for-tlc/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-important-changes-to-our-benefit-increase-options-on-3915/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-webinars-on-new-california-product-march-17/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-transcare-iii-and-secure-products-now-available-in-new-jersey/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-march-webinars-on-benefit-increase-options/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-kentucky-2/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-webinar-on-underwriting-diabetes-march-17/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-ltci-support-materials-during-tax-season/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-edocuments-expanding-in-march/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/genworth/genworth-revised-couples-form-in-florida-for-tlc-apps-required-february-17-2015/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
	</url>
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		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltci-portfolio-to-launch-in-california-march-2-2015/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-action-for-north-dakota/</loc>
		<lastmod>2023-04-05T16:05:21+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-indexed-annuity-care-business-rates-will-decrease-on-115/</loc>
		<lastmod>2023-04-05T16:05:22+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/notice-for-ny-producers-using-senior-designations/</loc>
		<lastmod>2023-04-05T16:05:22+00:00</lastmod>
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		<lastmod>2023-04-05T16:05:22+00:00</lastmod>
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		<lastmod>2023-04-05T16:05:22+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-process-for-bank-draft-authorization/</loc>
		<lastmod>2023-04-05T16:05:22+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-2-now-available-in-hawaii/</loc>
		<lastmod>2023-04-05T16:05:22+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-introducing-a-caresolutions-case-management-team/</loc>
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		<loc>https://newmanltc.com/blog/genworth/genworth-change-in-tlc-credited-interest-rate-beginning-2915/</loc>
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		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-marketing-tools-for-ltc-awareness-month/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
	</url>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-reminder-product-launch-in-california-on-1110/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/1866-2/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/marketing-5-simple-things-you-can-do-for-ltc-awareness-month/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
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			<image:loc>https://ui.constantcontact.com/rnavmap/tip/dispatcher?origImg=https://newmanltc.com/constantcontact/images/sticky%20note.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ui.constantcontact.com/rnavmap/tip/dispatcher?origImg=https://newmanltc.com/constantcontact/images/needs-video-cover.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ui.constantcontact.com/rnavmap/tip/dispatcher?origImg=https://newmanltc.com/constantcontact/images/moo-kiplinger-cover.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ui.constantcontact.com/rnavmap/tip/dispatcher?origImg=https://newmanltc.com/constantcontact/images/ltc101-video-cover.png</image:loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-product-now-approved-for-ltc-partnership-in-wy/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/minnesota-4-hour-ltci-partnership-trainings-nov-dec/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/mutual-of-omaha-kiplingers-magazine-insert-reprints-available/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-temporary-suspension-of-individual-ltci-products-in-certain-states/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-announced-for-iowa-and-minnesota/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/marketing-credits-available-for-selling-mutual-of-omaha-ltci/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
		<image:image>
			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/oneteam-play.gif</image:loc>
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		<image:image>
			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/oneteam-play.gif</image:loc>
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		<image:image>
			<image:loc>https://newmanltc.com/wp-content/uploads/2023/04/oneteam-helmet.jpg</image:loc>
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	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/moneyguard-new-needs-brochures-available/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-q3-2014-earnings-call-transcript-now-available/</loc>
		<lastmod>2023-04-05T16:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-2015-partnership-minimums-for-ct-in-and-ny/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-product-now-partnership-approved-in-md/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/wi-4-hour-partnership-training-1031-in-eau-claire/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-launching-product-in-california-on-111014/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-productpricing-changes-in-mt-and-nd-on-111014/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-ltc-captivate-system-will-be-available-in-ca-ct-hi-and-nd-on-111014/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-underwriting-changes-effective-in-ny/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-home-office-closed-on-114-for-election-day/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-lets-grow-together-flyer/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-kansas/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/1843-2/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-7-day-faster-cycle-time-for-ltc-parameds-ordered-on-genworth-pro/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-new-product-launches-in-fl-hi-on-1815/</loc>
		<lastmod>2023-04-05T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-evaluate-underwriting-tool-now-built-into-the-quote-it-software/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-higher-comp-coming-to-wi-on-10114/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-new-ltci-product-to-launch-in-ct-fl-and-mt-on-1117/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-new-tlc-apps-required-beginning-111014/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-tlc-product-changes-effective-112414-in-most-states/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-florida-hipaa-forms/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-product-launches-in-ct-on-101/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-annuity-training-requirement-for-wyoming-producers/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/prudential-in-force-rate-increases-coming-to-missouri/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-announced-for-california-parternship-indiana-partnership/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-in-force-rate-actions-announced-for-az-nm-tx-and-wi/</loc>
		<lastmod>2023-04-05T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-updated-personal-worksheets-in-most-states-beginning-98/</loc>
		<lastmod>2023-04-05T16:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-new-plan-has-launched-in-ct-and-nj/</loc>
		<lastmod>2023-04-05T16:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-annuity-training-requirement-for-wyoming/</loc>
		<lastmod>2023-04-05T16:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-annuity-new-business-interest-rates-will-be-decreasing-on-91514/</loc>
		<lastmod>2023-04-05T16:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-sales-incentive-for-ct-nj-policies/</loc>
		<lastmod>2023-04-05T16:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-sales-desk-hours-sept-15-16/</loc>
		<lastmod>2023-04-05T16:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-new-products-launch-in-florida/</loc>
		<lastmod>2023-04-05T16:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/metlife-in-force-rate-action-for-al-hi-and-tn-begins-on-91914/</loc>
		<lastmod>2023-04-05T16:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-nj-pn-now-approved-for-ltc-partnership/</loc>
		<lastmod>2023-04-05T16:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-offices-closing-early-on-814/</loc>
		<lastmod>2023-04-05T16:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-benefit-builder-rate-of-return-announced/</loc>
		<lastmod>2023-04-05T16:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-update-office-will-close-early-on-820-not-814/</loc>
		<lastmod>2023-04-05T16:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-updated-field-underwriting-guide-now-available/</loc>
		<lastmod>2023-04-05T16:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-underwriting-updates-to-family-history-for-certain-conditions-begins-9214/</loc>
		<lastmod>2023-04-05T16:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-ltc-online-paramed-ordering-now-available-using-genworth-pro/</loc>
		<lastmod>2023-04-05T16:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-short-video-on-completing-the-mutualcare-solutions-application/</loc>
		<lastmod>2023-04-05T16:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-product-launches-in-ct-and-nj-on-94/</loc>
		<lastmod>2023-04-05T16:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-productpricing-changes-coming-to-az-ct-de-fl-in-nj-and-sd-on-98/</loc>
		<lastmod>2023-04-05T16:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-underwriting-process-changes-effective-in-fl-hi-on-98/</loc>
		<lastmod>2023-04-05T16:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-livewell-customer-video-now-available/</loc>
		<lastmod>2023-04-05T16:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-nows-the-time-to-compare-ltci-benefits-upcoming-webinar/</loc>
		<lastmod>2023-04-05T16:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-introducing-the-flexfix-packages-to-simplify-selling-ltci/</loc>
		<lastmod>2023-04-05T16:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-annuity-care-and-annuity-care-iiiii-interest-rate-notice/</loc>
		<lastmod>2023-04-05T16:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-long-term-care-training-information/</loc>
		<lastmod>2023-04-05T16:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/metlife-in-force-rate-actions-begin-820-in-fl-and-il/</loc>
		<lastmod>2023-04-05T16:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-coming-interruption-in-co-browsing-function-of-ltc-captivate/</loc>
		<lastmod>2023-04-05T16:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/ltci-sales-tip-help-your-clients-leverage-their-premium-with-genworth-tlcs-riders/</loc>
		<lastmod>2023-04-05T16:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-announced-for-ga-in/</loc>
		<lastmod>2023-04-05T16:05:30+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-ny-requires-definition-of-replacement-form-to-be-completed-prior-to-taking-a-life-or-annuity-application/</loc>
		<lastmod>2023-04-05T16:05:30+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-moneyguard-ii-now-available-in-ct/</loc>
		<lastmod>2023-04-05T16:05:31+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-ltci-portfolio-to-launch-in-florida-on-718/</loc>
		<lastmod>2023-04-05T16:05:31+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-launching-new-product-in-florida-on-718/</loc>
		<lastmod>2023-04-05T16:05:31+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/metlife-in-force-rate-actions-coming-to-il-and-ks-on-721/</loc>
		<lastmod>2023-04-05T16:05:31+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-inforce-rate-actions-announced-for-az-co-mi-mo-ne-nd-wv-and-wy/</loc>
		<lastmod>2023-04-05T16:05:31+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-updated-sponsored-group-consumer-materials/</loc>
		<lastmod>2023-04-05T16:05:31+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-updated-underwriting-guide-available/</loc>
		<lastmod>2023-04-05T16:05:31+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-new-evaluate-interactive-underwriting-tool-debuts-training-webinars-available/</loc>
		<lastmod>2023-04-05T16:05:31+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-reminder-regarding-new-rules-on-ownership-of-multiple-individual-policies/</loc>
		<lastmod>2023-04-05T16:05:31+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-annuity-products-will-no-longer-be-illustrated-in-rhode-island-beginning-81/</loc>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-changes-to-flex-1-and-flex-2-in-ca-ct-fl-hi-in-md-mt-ny/</loc>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-rates-as-low-as-100-per-month-for-couples/</loc>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-launching-flex-3-product-in-42-states-on-721/</loc>
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		<loc>https://newmanltc.com/blog/sales-tips/sales-tip-3-things-cause-people-to-purchase-ltci/</loc>
		<lastmod>2023-04-05T16:05:32+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-continuation-of-benefits-rider-now-available-in-ohio-and-south-carolina/</loc>
		<lastmod>2023-04-05T16:05:32+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-in-force-rate-actions-for-ak-az-ct-mi-mo-and-sd/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-application-highlight-flier-shows-recent-changes-in-app/</loc>
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		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-announced-for-nevada-and-washington/</loc>
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		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-updated-off-line-ltci-quoting-software-available/</loc>
		<lastmod>2023-04-05T16:05:32+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-long-term-care-service-team-changes/</loc>
		<lastmod>2023-04-05T16:05:33+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/genworth/genworth-pc-flex-3-product-launching-july-21/</loc>
		<lastmod>2023-04-05T16:05:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-reminder-on-rate-action-notifications-in-june/</loc>
		<lastmod>2023-04-05T16:05:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-correction-to-benefit-builder-materials-in-ny/</loc>
		<lastmod>2023-04-05T16:05:33+00:00</lastmod>
	</url>
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