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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-benefit-builder-portfolio-rate-of-return-flier-available/</loc>
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	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-only-a-few-days-left-to-sell-the-current-product-in-40-states/</loc>
		<lastmod>2023-04-05T16:05:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/funding-ideas-using-an-hsa-to-pay-premiums-how-the-ppa-can-help-retired-public-safety-officers-pay-for-ltci/</loc>
		<lastmod>2023-04-05T16:05:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-for-ohio/</loc>
		<lastmod>2023-04-05T16:05:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-apps-and-marketing-updated-with-2014-minimum-benefits-for-original-partnership-states/</loc>
		<lastmod>2023-04-05T16:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-coming-soon-ltc-ii-with-shareability-option/</loc>
		<lastmod>2023-04-05T16:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/updated-naic-shoppers-guide-to-ltci-now-available/</loc>
		<lastmod>2023-04-05T16:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-home-office-closed-for-mlk/</loc>
		<lastmod>2023-04-05T16:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/metlife-inforce-rate-action-begins-117-in-mo-and-ne/</loc>
		<lastmod>2023-04-05T16:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-deadlines-and-details-on-new-product/</loc>
		<lastmod>2023-04-05T16:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-implementation-announced-for-oregon/</loc>
		<lastmod>2023-04-05T16:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-updated-off-line-quote-software-will-be-available-23/</loc>
		<lastmod>2023-04-05T16:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/23-or-217-jump-start-your-ltci-sales-with-live-training-from-newmanltc-limited-space-event/</loc>
		<lastmod>2023-04-05T16:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-new-product-overview-webinar-on-124/</loc>
		<lastmod>2023-04-05T16:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-off-line-quote-software-unavailable-after-1231/</loc>
		<lastmod>2023-04-05T16:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-customer-service-introduces-new-interactive-voice-response-system/</loc>
		<lastmod>2023-04-05T16:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-quote-software-required-beginning-16/</loc>
		<lastmod>2023-04-05T16:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-new-product-pricing-for-individual-and-multi-life-business-effective-february-2014/</loc>
		<lastmod>2023-04-05T16:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/reminder-eligible-ltci-premium-deductions-for-2014/</loc>
		<lastmod>2023-04-05T16:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/updated-connecticut-partnership-before-you-buy-guide-available-1227/</loc>
		<lastmod>2023-04-05T16:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-forms-required-for-florida-and-ny-partnership-beginning-1614/</loc>
		<lastmod>2023-04-05T16:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/a-m-best-affirms-mutual-of-omaha-a-rating/</loc>
		<lastmod>2023-04-05T16:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-annuitycare-underwriting-just-got-easier/</loc>
		<lastmod>2023-04-05T16:05:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-moratorium-on-cancellations-and-other-activities-due-to-severe-storms-in-illinois/</loc>
		<lastmod>2023-04-05T16:05:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-choose-direct-deposit-to-receive-comp-up-to-5-days-sooner/</loc>
		<lastmod>2023-04-05T16:05:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-maryland/</loc>
		<lastmod>2023-04-05T16:05:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-agent-guidelines-for-multiple-state-sales/</loc>
		<lastmod>2023-04-05T16:05:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-policyowners-to-be-notified-of-for-cause-agent-terminations/</loc>
		<lastmod>2023-04-05T16:05:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-reminder-of-guidelines-for-licensed-agent-and-administrative-staff-activities/</loc>
		<lastmod>2023-04-05T16:05:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-2013-qualified-ltc-rider-tax-reporting/</loc>
		<lastmod>2023-04-05T16:05:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-user-friendly-quote-software-now-available/</loc>
		<lastmod>2023-04-05T16:05:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-message-from-ceo-on-current-and-future-state-of-ltci/</loc>
		<lastmod>2023-04-05T16:05:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-top-10-reasons-to-sell-lifesecure-for-multi-life/</loc>
		<lastmod>2023-04-05T16:05:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-transcare-ii-2013-launches-in-ny-on-122/</loc>
		<lastmod>2023-04-05T16:05:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-announced-for-idaho-and-west-virginia/</loc>
		<lastmod>2023-04-05T16:05:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-partnership-like-for-like-mailings-to-drop-soon-in-missouri/</loc>
		<lastmod>2023-04-05T16:05:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-on-demand-video-training-on-new-support-associates-function-in-ltc-captivate/</loc>
		<lastmod>2023-04-05T16:05:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-ceo-lisa-wendt-is-retiring-interim-president-named/</loc>
		<lastmod>2023-04-05T16:05:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-next-round-of-2010-rate-action-notifications-set-for-december-mailings/</loc>
		<lastmod>2023-04-05T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-ltc-captivate-online-sales-system-improved-to-include-support-associates/</loc>
		<lastmod>2023-04-05T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-easier-to-use-cpi-history-flyer-now-available/</loc>
		<lastmod>2023-04-05T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-florida-now-added-to-ltc-captivate-system/</loc>
		<lastmod>2023-04-05T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-transcare-iii-is-now-partnership-qualified-in-ar-ga-mn-nv-and-va/</loc>
		<lastmod>2023-04-05T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-announces-end-of-year-deadlines-and-holiday-schedules/</loc>
		<lastmod>2023-04-05T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-end-of-year-deadlines-announced/</loc>
		<lastmod>2023-04-05T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-new-business-processing-returns-to-normal-cycle-times/</loc>
		<lastmod>2023-04-05T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-important-ltci-product-changes-for-california-in-2014-individual-and-multi-life-ltci/</loc>
		<lastmod>2023-04-05T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-additional-in-force-rate-action-announced/</loc>
		<lastmod>2023-04-05T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-product-now-partnership-approved-in-idaho/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-processing-and-underwriting-update/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/2014-ltci-tax-deductible-limits-announced/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/webinars-best-practices-for-using-our-social-media-tools/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/webinars-how-do-you-jump-start-the-long-term-care-discussion-1112-1126/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-sales-incentive-win-1-of-2-ipad-minis/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
		<image:image>
			<image:loc>https://ui.constantcontact.com/rnavmap/tip/dispatcher?origImg=https://newmanltc.com/constantcontact/images/Genworth%20Contest%20Info%20-%20Banner.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/check-out-whats-on-the-menu-for-long-term-care-awareness-month/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/take-advantage-of-ltc-awareness-month-approved-press-release-from-mutual-of-omaha/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-ltc-underwriting-processing-update/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/prudential-ltci-in-force-rate-action/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-new-and-improved-product-coming-on-2314/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/state-replacement-regulations-reminder-for-fixed-life-insurance-including-linked-benefits-and-annuities/</loc>
		<lastmod>2023-04-05T16:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-end-of-year-submission-deadline-is-1220/</loc>
		<lastmod>2023-04-05T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-dra-partnership-like-for-like-mailings-being-sent/</loc>
		<lastmod>2023-04-05T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/marketing-ideas/john-hancock-awareness-month-tools-coming-soon/</loc>
		<lastmod>2023-04-05T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-new-product-coming-in-2014/</loc>
		<lastmod>2023-04-05T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-field-underwriting-guide-now-available/</loc>
		<lastmod>2023-04-05T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-adjustment-approved-for-ne-and-va/</loc>
		<lastmod>2023-04-05T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-product-approved-for-partnership-in-2-more-states-ks-and-pa/</loc>
		<lastmod>2023-04-05T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-webinars-next-week-on-custom-inflation-protection/</loc>
		<lastmod>2023-04-05T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-launching-new-product-in-7-more-states/</loc>
		<lastmod>2023-04-05T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-new-consumer-video-discusses-the-features-of-livewell-benefit/</loc>
		<lastmod>2023-04-05T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-privileged-choice-flex-2-launching-in-7-additional-states-read-for-deadlines/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-custom-care-iii-policyholder-statements-process-begins-1014/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-benefit-builder-portfolio-rate-of-return-announced/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-webinars-on-selling-online-with-ltc-captivate/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-products-approved-for-ltci-partnership-in-nv-wa-and-wv-beginning-1111/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-approved-for-nc/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-an-update-on-genworths-ltci-portfolio/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-total-living-coverage-interest-rate-increase-on-1028/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-update-for-tlc-simulator-for-ipad/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/share-four-quick-tips-on-ltc-planning-the-latest-kiplingers-reprint/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/read-and-share-the-recent-consumer-reports-article-on-ltci/</loc>
		<lastmod>2023-04-05T16:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-4-ways-to-pre-qualify-for-individual-ltci/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-product-launches-101-in-nevada/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutualcare-solutions-gains-partnership-approval-in-wisconsin/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-long-term-care-underwriting-and-processing-update/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-webinar-on-underwriting-process-protocols-108/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-announced-for-dc-and-ny/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-fl-annuity-product-training-required/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-consumer-brochures-now-available-for-new-mutualcare-solutions-product/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-action-approved-for-texas/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-reminder-that-new-underwriting-guidelines-have-been-introduced/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-kentucky/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-service-for-to-pre-qualify-health/</loc>
		<lastmod>2023-04-05T16:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/910-join-us-for-two-product-training-webinars-on-the-new-mutual-of-omaha-plan/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/917-webinar-on-understanding-genworths-new-underwriting-criteria/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-asset-care-expense-charges-decreasing-benefits-increasing-on-91l/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-interest-rate-change-effective-9113/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-announced-for-ky-me-ny-and-nv/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-fl-adopts-annuity-training-requirements/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-announces-inforce-rate-increase-on-some-privileged-choice-and-classic-select-policies/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-total-living-coverage-tlc-interest-rate-increase/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/older-products-metlife-to-implement-in-force-rate-actions-on-918-in-co-ia-id-me-nh-and-ok/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-further-in-force-rate-actions-announced-special-requirements-for-wi-policies/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-policyholder-statements-begin-in-october/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-product-gets-additional-states-to-approve-partnership-status/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-new-product-to-launch-in-nevada-on-10113/</loc>
		<lastmod>2023-04-05T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/august-webinar-series-funding-ltc-insurance-2-topics-2-days-2-times/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lincoln-moneyguard-reserve-plus-product-update-on-816/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-updated-apps-and-brochures-coming-for-five-states-az-de-nj-nv-and-sd/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/820-webinar-ltci-claims-at-the-moment-of-truth/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/3-questions-to-help-your-clients-understand-the-need-for-ltci/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-new-product-transcare-iii-to-launch-in-30-states-on-91013/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-underwriting-change-regarding-type-2-diabetes/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-discontinuing-sales-of-california-partnership-ltci-on-916/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-reminder-that-new-rates-have-launched-in-5-states-on-819/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-inforce-rate-action-approved-for-hawaii/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-watch-your-mail-for-updated-confidentiality-and-privacy-amendment/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-action-announced-for-virginia/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-to-launch-new-product-in-30-states-on-916-read-for-app-deadlines-and-details/</loc>
		<lastmod>2023-04-05T16:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-updated-quote-software-available-on-729-old-version-will-expire/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-rate-action-training-webinars-for-ar-producers/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-in-force-rate-actions-approved-for-il-and-nc/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-new-product-available-in-california-california-partnership-beginning-81/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-announces-in-force-rate-actions-for-texas-and-montana/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-gender-specific-rates-coming-to-az-de-nh-nv-and-sd-on-819/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/john-hancock-updated-quote-software-now-available/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-effective-81-annuity-care-and-annuity-care-iiiii-interest-rate-notice/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/sales-tip-which-asset-will-you-use/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-underwriting-amendment-process-change/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-re-enters-the-california-market-with-updated-product/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/sales-tips/2013-cost-of-care-survey-results-updated-calculator-and-updated-ipad-app/</loc>
		<lastmod>2023-04-05T16:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/vermont-genworth-to-suspend-sales-of-the-old-privileged-choice-and-classic-select-products/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-announces-in-force-rate-actions-in-nh-ut/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/added-value-from-genworth-agents-can-access-the-livewell-tools-for-their-own-use/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-delays-launch-of-new-rates-in-az-de-nh-nv-and-sd/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-launching-partnership-programs-in-mo-oh-va-on-819/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-montana-to-remain-on-unisex-pricing/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-new-hipaa-forms-to-be-required-in-coming-weeks/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-wall-street-journal-issues-correction-to-inaccurate-quote-on-genworth-ltci/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/new-jersey-adopts-new-annuity-training-requirements/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-mailing-updated-state-guaranty-notices-to-policyholders-in-6-states-beginning-726/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-announces-in-force-rate-actions-for-oklahoma/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-in-force-rate-actions-coming-in-august-to-ar-az-ga-hi-il-ma-nj-or-pa-ri/</loc>
		<lastmod>2023-04-05T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-new-applications-required-for-california-beginning-81/</loc>
		<lastmod>2023-04-05T16:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-updated-ltc-off-line-quoting-software-2/</loc>
		<lastmod>2023-04-05T16:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-id-mn-require-annuity-product-training-beginning-7113/</loc>
		<lastmod>2023-04-05T16:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-july-webinars-on-revolutionary-online-selling-system/</loc>
		<lastmod>2023-04-05T16:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-postpones-launch-of-california-product-until-81/</loc>
		<lastmod>2023-04-05T16:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/mutual-of-omaha-discontinuation-of-multi-life-new-employee-enrollment/</loc>
		<lastmod>2023-04-05T16:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/lifesecure-new-version-of-apps-needed-for-california-beginning-8113/</loc>
		<lastmod>2023-04-05T16:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-privileged-choice-flex-2-now-available-in-texas/</loc>
		<lastmod>2023-04-05T16:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/5-simple-ways-to-counter-any-negative-press-on-long-term-care-insurance/</loc>
		<lastmod>2023-04-05T16:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/check-out-deb-newmans-article-the-rebirth-of-ltci-solutions-in-insurancenewsnet/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/john-hancock/john-hancock-engage-new-prospects-with-interactive-quiz-brochure/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/metlife-ltc-announces-phase-2-of-in-force-rate-action-for-16-states/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/oneamerica-annuity-training-requirement-for-id-and-mn-producers/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/oneamerica-annuity-training-requirements-for-kansas-and-michigan-producers/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-the-small-business-market-and-using-the-transbuilder-tool-for-enrollment-materials/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-announces-rate-action-in-3-more-areas-dc-hi-tn/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-newslink-for-6713/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-special-consideration-for-oklahoma-tornado-victims/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-new-applications-and-forms-needed-for-flex-and-flex2-beginning-7113/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-ltc-captivate-overview-and-invite-to-626-webinar/</loc>
		<lastmod>2023-04-05T16:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-discontinues-offering-survivorship-riders-beginning-513/</loc>
		<lastmod>2023-04-05T16:05:57+00:00</lastmod>
		<image:image>
			<image:loc>https://ui.constantcontact.com/rnavmap/tip/dispatcher?origImg=https://newmanltc.com/constantcontact/genworth.jpg</image:loc>
		</image:image>
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		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-coming-soon-a-game-changing-online-ltci-sales-tool/</loc>
		<lastmod>2023-04-05T16:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/transamerica-multi-life-program-changes/</loc>
		<lastmod>2023-04-05T16:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-newslink-for-52413/</loc>
		<lastmod>2023-04-05T16:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-in-force-rate-actions-coming-to-mo-tx-wy-livewell-newsletter-available/</loc>
		<lastmod>2023-04-05T16:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-update-on-ltci-processing-times/</loc>
		<lastmod>2023-04-05T16:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-privileged-choice-flex-2-to-launch-in-texas/</loc>
		<lastmod>2023-04-05T16:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-privileged-choice-flex-and-privileged-choice-flex-partnership-to-launch-in-california/</loc>
		<lastmod>2023-04-05T16:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-updates-on-long-term-care-insurance-applications-and-forms/</loc>
		<lastmod>2023-04-05T16:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-ltci-processing-update/</loc>
		<lastmod>2023-04-05T16:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-in-force-rate-action-implementation-announcement-mississippi/</loc>
		<lastmod>2023-04-05T16:05:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-reminder-multi-life-and-business-solutions-program-changes/</loc>
		<lastmod>2023-04-05T16:05:58+00:00</lastmod>
	</url>
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		<loc>https://newmanltc.com/blog/general/newman-long-term-care-announces-strategic-alliance-with-modern-woodmen-of-america/</loc>
		<lastmod>2023-04-05T16:05:58+00:00</lastmod>
	</url>
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		<loc>https://newmanltc.com/blog/mutual-of-omaha/mutual-of-omaha-discontinuing-flex-to-85-premium-option-on-4113/</loc>
		<lastmod>2023-04-05T16:05:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/product-carrier-news/john-hancock-becomes-the-second-ltci-carrier-to-move-to-gender-specific-pricing-coming-to-30-states-on-42913/</loc>
		<lastmod>2023-04-05T16:05:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-privileged-choice-flex-2-to-launch-april-15-2013-in-31-states-with-gender-specific-pricing/</loc>
		<lastmod>2023-04-05T16:05:58+00:00</lastmod>
	</url>
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		<loc>https://newmanltc.com/blog/general/ltci-partnership-ny-joined-the-national-reciprocity-compact/</loc>
		<lastmod>2023-04-05T16:05:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-watch-for-advertising-to-support-the-new-product/</loc>
		<lastmod>2023-04-05T16:05:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/licensing-updates-west-virginia-hawaii/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-privileged-choice-flex-2-to-debut-in-april/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-updated-rate-action-guide-ct-rate-action-tlc-quick-launched-219/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/tip-marketing-to-existing-ltci-policyholders-tax-creditdeduction-reminders/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/sales-tip-ask-which-asset-will-you-use/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/tip-how-does-60-a-month-for-long-term-care-insurance-sound/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/tip-helping-a-client-use-an-hsa-to-pay-ltci-premiums/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/tip-how-the-pension-protection-act-can-help-retired-public-safety-officers-pay-for-ltci/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/new-interactive-tool-compares-new-plan-design-against-traditional-plan/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/startribune-feature-article-on-newman-long-term-care/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/deb-newman-shares-a-plain-english-way-to-talk-about-ltci-pricing/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/genworth/genworth-news-bulletin-for-february-15-2013/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-new-business-forms-needed-effective-february-25-2013/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-new-mandatory-forms-required-after-3113-new-hipaa-authorization-form-and-new-mib-disclosure/</loc>
		<lastmod>2023-04-05T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-products-now-partnership-approved-in-wv-ma-approves-naic-training-requirements/</loc>
		<lastmod>2023-04-05T16:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-123-news-wv-approves-products-for-partnership-and-ma-approves-naic-training-requirements/</loc>
		<lastmod>2023-04-05T16:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-announces-suspension-of-multi-life-and-long-term-care-business-solutions-programs/</loc>
		<lastmod>2023-04-05T16:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-ltc-partnerships-for-you-and-your-clients/</loc>
		<lastmod>2023-04-05T16:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-multi-life-sales-training-at-your-fingertips/</loc>
		<lastmod>2023-04-05T16:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-multi-life-at-a-glance/</loc>
		<lastmod>2023-04-05T16:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-transcare-2-2012-product-guides/</loc>
		<lastmod>2023-04-05T16:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/oneamerica-announces-product-changes-taking-effect-on-3113/</loc>
		<lastmod>2023-04-05T16:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-newslink-for-2113/</loc>
		<lastmod>2023-04-05T16:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/lincoln-moneyguard-product-changes-effective-february-18-2013/</loc>
		<lastmod>2023-04-05T16:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-news-for-121912/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-newslink-for-122112/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-2012-highlights/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/lifesecure-updated-ltc-off-line-quoting-software/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-newslink-for-122812/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-in-force-rate-action-implementation-announcement-south-dakota/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/lifesecures-multi-life-mid-week-webinar-series-begins-wednesday/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/lifesecure-important-ltci-advertising-regulation-from-the-california-department-of-insurance/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-january-2013-updates-to-ltc-partnership-matrix/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-newslink-for-11813-rate-actions-product-rollouts-new-marketing-pieces-and-more/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-bulletin-partnership-mailings-to-6-states-ma-inforce-rate-action-md-new-apps/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-transcare-ii-2012-now-available-in-az-nd-nj-and-nv/</loc>
		<lastmod>2023-04-05T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-launches-new-product-in-ar-ct-and-sd-beginning-121712/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/original-partnership-states-release-2013-minimum-levels-ca-ct-in-ny/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-newslink-for-121412/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-using-step-rated-inflation-to-keep-premiums-down/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-share-videos-on-ltci-with-prospects/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-making-the-case-for-private-ltci/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/join-us-for-a-wine-tasting-on-thursday-nov-8-in-richfield/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-mega-issue-of-ltci-magazine-now-available/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/end-of-year-deadlines-for-genworth-john-hancock-lifesecure-transamerica/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/december-ltci-marketing-campaign-now-available/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/124-call-free-money-2-5-million-and-counting-what-you-need-know-to-increase-placement-by-the-end-of-2012/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/how-to-sell-ltci-by-not-talking-about-insurance-article/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/ltc09-new-rider-rates-approved-in-new-york-and-massachusetts/</loc>
		<lastmod>2023-04-05T16:06:02+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-easy-sales-ideas/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-new-product-launches-on-813-new-kiplingers-reprint-article-now-available/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-video-the-transamerica-ltc-story/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-custom-care-iii-featuring-benefit-builder-microsite-is-live/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/article-what-planning-mistake-is-costing-suze-orman-25000-a-month/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-fresh-news-on-tlc/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-turn-concerns-into-sales/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-online-application-status-available/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-big-changes-coming-to-product-on-102-act-now/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-new-kiplingers-reprint-available-valuable-lessons-on-long-term-care-planning/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-7-more-states-to-launch-benefit-builder-product-on-11512/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-florida-approves-new-rider-rates/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/prudential-ne-nj-iltc1-and-ltc-by-design-rate-increase/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/oneamerica-standard-poors-affirms-aa-rating-and-stable-outlook/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/genworth-new-lock-box-addresses-for-ltci-premium-payments/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/lifesecure-be-a-champion-and-get-what-u-want-with-reward-points/</loc>
		<lastmod>2023-04-05T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/prudential-iltc1-and-ltc-by-design-rate-increases-in-in-ks/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/metlife-ltc-op-center-relocating-inforce-rate-action-coming-to-ma-and-nv/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-innovative-new-ltci-product-comes-to-36-states-in-august/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-ltc-claims-brochure-status-quote-software/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/prudential-discontinuing-sales-of-its-group-long-term-care-insurance-products/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/john-hancock-newslink-new-product-coming-2010-rate-action-hits-in-august/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-underwriting-changes-go-into-effect-8612/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-completing-an-application/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/looking-for-last-minute-quotes-and-apps-for-genworth-flex-product-click-here/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/alert-mutual-of-omaha-announces-benefit-compensation-and-multi-life-changes-to-mutual-and-united-ltci-products/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/genworth-learn-about-multi-life-ltci-product-on-thursday/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/an-update-on-the-current-ltci-carrier-processing-times/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-suspending-sales-of-living-care-ltcannuity-product-on-831/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/genworth-introducing-an-update-to-total-living-coverage-lifeltci-product-on-9412/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/transamerica-multi-life-at-a-glance-flyer/</loc>
		<lastmod>2023-04-05T16:06:04+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-learn-how-monthly-benefit-gives-more-flexibility/</loc>
		<lastmod>2023-04-05T16:06:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-rate-increases-filed-in-california/</loc>
		<lastmod>2023-04-05T16:06:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/lifesecure-quote-calculator-overview-june-19/</loc>
		<lastmod>2023-04-05T16:06:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/lifesecure-voice-authorization-for-online-apps/</loc>
		<lastmod>2023-04-05T16:06:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/ltc-awareness-campaign-coming-to-mn-own-your-future-minnesota/</loc>
		<lastmod>2023-04-05T16:06:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/newmanltc-featured-in-100-articles-on-sharedcare-benefit/</loc>
		<lastmod>2023-04-05T16:06:05+00:00</lastmod>
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	<url>
		<loc>https://newmanltc.com/blog/general/john-hancock-win-a-500-direct-marketing-campaign/</loc>
		<lastmod>2023-04-05T16:06:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/transamerica-partnership-available-in-wa-try-the-quick-consumer-brochure/</loc>
		<lastmod>2023-04-05T16:06:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/lifesecure-updated-off-line-quoting-software/</loc>
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		<loc>https://newmanltc.com/blog/general/john-hancock-celebrating-25-years-in-ltci/</loc>
		<lastmod>2023-04-05T16:06:05+00:00</lastmod>
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		<loc>https://newmanltc.com/blog/general/genworth-message-on-upcoming-product-changes/</loc>
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		<loc>https://newmanltc.com/blog/general/mutual-of-omaha-sales-tip-5-ways-to-help-ltc-claims-go-smoothly/</loc>
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		<loc>https://newmanltc.com/blog/general/john-hancock-new-needs-based-marketing-materials-available/</loc>
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