Securian
A life insurance policy that will pay full cash indemnity benefits for LTC needs. Pays 100% for International Benefits. Offering three different return of premium (ROP) options so clients can focus on the benefits most important to them. Backed by a Mutual insurer.
SecureCare IV highlights:
- Mutual Company founded in 1880, formerly known as Minnnesota Life
- A.M. Best: A+ Moody’s: Aa3 S&P Global Ratings: AA- Fitch: AA Comdex: 96
- Financial strength
- Cash Indemnity Benefits allow for more flexibility in caregiving and paying unlicensed informal caregivers
- Single Pay, 5 Pay, 7 Pay, 10 Pay, 15 Pay and 20 Pay
- International benefits pay 100% of the max monthly benefit; Acceleration and Extension benefits. (Nursing home/ assisted living facility only.)
- View state approvals
Get started with Securian by logging in or by getting appointed.
Additional questions on this solution? Contact our wholesaling team at 800-625-9267, Option 1.
*Ratings current as of 1/27/26
