Thrivent’s Updated LTCi Underwriting Guide

Prescreen with Confidence: See What’s New in Our LTCi Underwriting Guide

Building on our already robust Long-Term Care Insurance underwriting guide, Thrivent has partnered with illumifin to deliver meaningful enhancements—giving you clearer, more current underwriting insight in a streamlined, easy-to-use format.

What’s new:

  • 197 additional conditions, expanding the guide from 47 to 244 total conditions 
  • Clearer guidance on waiting and stability periods, including cancer, surgery, and joint issues
  • Updated height/weight chart
  • Expanded LTC Field Tip Sheet with added insight into the application and underwriting process
  • And more improvements designed to support your day-to-day work

These updates don’t change our underwriting philosophy—but they do make it easier to prescreen clients and set expectations with confidence.

Download the updated Thrivent LTCi Underwriting Guide today.

Download Guide