Effective 1/28/15, WI now requires agents to be pre-appointed by the state before taking business. Below is specific language from the state website.
For insurers that sell long-term care insurance or annuity products:
- If the insurer sells long-term care insurance, the agent must hold a license, must be appointed and must have completed the required long-term care training before the agent can solicit, negotiate or sell long-term care insurance.
- If the insurer sells annuities, the agent must complete the insurer-specific annuity product training and have completed the required four-hour annuity training before soliciting the sale of any annuity product.
Full Appointment Rules: