From Marty Johnson, VP of Individual Underwriting at Mutual of Omaha:
Effective July 20, 2020, Mutual of Omaha is pleased to announce additional states where the age restriction will be lifted for LTC applications age 65 and over. Please refer to the Frequently Asked Questions document for a current list of all states and effective dates.
- Kentucky
- Maine
- Minnesota
- New Hampshire
- New Mexico
- North Carolina
- Ohio
- Pennsylvania
- Vermont
- Virginia
We continue to evaluate lifting restrictions for the remaining states of California, Oregon and Washington. Until then, these states must follow the guidelines and processes outlined in our temporary underwriting guideline communication. Reminder: Underwriters will initiate scheduling the face-to-face assessments for LTC applicants age 65 and over after medical records have been received, reviewed and considered favorable for insurability. This new process ensures we are only requesting face-to-face assessments on individuals who are indeed insurable, subject to the completed assessment.
Click here for the Frequently Asked Questions and State List
What about California, Oregon or Washington?If you have clients 65 or older in one of these remaining states where these restrictions have not been lifted, please contact the NewmanLTC Wholesaling Team for options. 1-800-625-9267, Option 1 or Quotes@NewmanLTC.com to discuss your options.