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NGL: Suspending ALL WA LTCi Sales effective 8/23/21

As stated in previous communications, the Washington Cares Fund has generated an influx of business that has reached levels beyond NGL’s processing capacity. In order to continue to accept business for other […]

NGL: Suspends life-pay LTCi sales in WA effective today

Important Washington State Update The Washington Cares Fund has created widespread interest in private-pay LTC as a planning option. Since NGL is committed to the LTC marketplace, we took actions so we […]

NGL: WA LTCi Update – Minimum $3,000 premium begins 8/7

NGL is currently processing the influx of business created by the Washington State Cares Fund as efficiently as possible; however, due to the high volume of applications, it is recommended you submit Washington […]

NGL: New Washington state minimum premium requirement

Due to the recent Washington Cares Fund, National Guardian Life Insurance Company (NGL) is experiencing a very high volume of low premium LTCi new business applications from Washington, many of […]

NGL: Washington State Care Fund Update

The state of Washington recently passed the Washington Cares Fund with the intention of creating a limited benefit for long term care services. W2 employees will be directly impacted through […]

NGL: Washington State Long Term Care Trust Act

Washington State Long Term Care Trust Act NGL would like to address the Washington State Long Term Care Trust Act and timing for application processing. The most recent date determined […]

AM Best upgrades NGL to A (Excellent)

National Guardian Life Insurance Company (NGL) is pleased to announce AM Best has upgraded its Financial Strength Rating to A (Excellent) from A- (Excellent) rating effective March 24, 2021. The outlook of these […]

4/1: NGL enhances LTCi product in 38 states

Introducing an Enhanced EssentialLTC NGL has enhanced its features, options, underwriting classes and the rider selection has been streamlined! These changes will be effective for all new business received on or after April […]

NGL: All policies now have copies of schedule pages

You asked and we listened. As a reminder, all issued National Guardian Life Insurance Company (NGL) EssentialLTC policies, including California, will now be accompanied by copies of the schedule pages for […]

COVID-19 Underwriting Stability Update

Below are the latest updates on how our carriers are currently underwriting a COVID-19 diagnosis. To the best of our knowledge, this is current as of 1/25/21. Please note that […]