New options and improved client value coming to Nationwide CareMatters II
On September 14, 2026, Nationwide is enhancing CareMatters II to provide greater client value and increase consistency across the CareMatters Suite. These changes include improved policy features and new options initially introduced with CareMatters Together that have been well received.
Changes effective September 14, 2026:
- Waiver of full premium while LTC benefits are being paid for all policies with a recurring pay option that were issued on January 1, 2026, or later.
- Adding a 20-year premium duration option.
- Adding an 8-year maximum benefit period option.
- Adding a 3% compound for 20 years inflation protection option.
- Implement a pricing discount when a lump sum premium is combined with a recurring premium option.
- Removing the following in all states except New York and California: Step-Up ROP option, Pay to 65 option, and the 3% simple inflation protection option.
To learn more about Nationwide CareMatters II and these changes please review the Transition Rules.