Deleting old E-Applications
The E-Application system now allows you to delete applications you
are no longer working on via the “Your E-APP Summary Reports”
section. Additionally, E-Applications entered but not submitted will
automatically be deleted after 30 days of inactivity.
Benefits of using E-APP
- Work with clients nationwide.
- Share your screen with clients or use it directly with the client.
- Efficient application process.
- Faster processing of business
Click here to submit new business.
Face-to-face exams for ages 66-79
NGL underwriting guidelines require an in-person exam for long term care insurance that includes cognitive and functional screening.
Due to the current recommendation for social distancing in many states, this may not be accomplished for some applicants. As a result, we suggest you hold off on submitting new applications for people ages 66-79 in states, counties or cities that are under a stay-at-home order.
For applicants who are currently in the underwriting process, we will make every effort to complete the scheduled exams. For those applicants who have asked to reschedule to a later date, we will accommodate those requests.
Thank you for your patience as we navigate these uncharted times.
New Mexico adding application form
Effective March 27, 2020, the state of New Mexico is requiring that the following additional form be left with all EssentialLTC applications taken in the state of New Mexico.
| Form Name | New Form# | Replaces | Action |
| Notice Regarding COVID-19 | NLTC-0101-NM | New form | Provided to applicants at time of application |