Brighthouse Financial
Indexed Universal Life with Long-Term Care Provided by Riders that are paid through cash indemnity, not reimbursement.
Carrier News
SmartCare highlights:
- A.M. Best: A Moody’s: A3 S&P Global Ratings: A+ Fitch: A Comdex: N/A
- Financial strength
- Cash Indemnity Benefits
- Issue ages 40-75
- One of the largest maximum face values—$1,000,000 (may vary by age)
- Inflation options include an indexed option as well as a fixed 5% compound
- Simplified underwriting process which requires only the application through age 65 (no cognitive screen until age 66) with next day policy decisions
- Multiple Premium Payment Options (Single premium or annual payments for 2, 3, 4, 5 years or 10 years)
- Terminal illness benefit included
- Robust international benefits = 100% of monthly maximum benefits on both the ADBR and EOB rider
- The only hybrid option in NY that allows for inflation protection on the entire policy
Get started with Brighthouse Financial by logging in or by getting appointed.
Additional questions on this solution? Contact our wholesaling team at 800-625-9267, Option 1.
*Ratings current as of 12/1/24
