Lincoln Financial Group
A universal life insurance policy with a Long-Term Care Acceleration of Benefits Rider (LABR) that accelerates the specified amount of death benefit to pay for covered long-term care expenses. 100% Guaranteed premiums. Innovative payout allows clients to choose at claim time whether to receive 100% of their monthly benefit as reimbursement or to receive indemnity benefit equal to 80% of monthly benefit.
MoneyGuard Fixed Advantage highlights:
- One of the best-known names in the linked-benefit space
- A pioneer in the marketplace
- A.M. Best: A Moody’s: A1 S&P Global Ratings: A+ Fitch: A+ Comdex: N/A
- Financial strength
- Flexibility at claims time. Choose to receive 100% of monthly benefit as reimbursement, or 80% of monthly benefit but as indemnity
- Multiple payment options: Single Pay or Flex pay 2–10 years (depending on issue age)
- Issue ages (40-80)
- Terminal illness rider included
- Robust international benefits = 36 months in a NH or ALF
Get started with Lincoln Financial Group by logging in or by getting appointed.
Additional questions on this solution? Contact our wholesaling team at 800-625-9267, Option 1.
*Ratings current as of 5/1/23
