Mutual of Omaha
Industry leading mutual insurer offering two LTCi solutions to provide flexibility in plan design. Reimbursement model with cash alternative.
MutualCare Custom Solution highlights:
- Began selling LTCI in 1987
- A.M. Best: A+ Moody’s: A1 S&P Global Ratings: A+ Fitch: N/A Comdex: 90
- Financial strength
- Backed by the strength and stability of a mutual company
- One of the most recognized brands in the world
- Alternate 25% Cash Benefit Built-In
- Compound Inflation available in .25% increments from 1%-5%
- Inflation options as low as 1% are partnership qualified in many states
- Compound inflation available as Unlimited, 20Yr, 15Yr, or 10Yr options
- Buy-Up inflation option available prior to the lesser of 20 years or age 75
- Calendar Day EP Built-In
- Security Benefit available for uninsured spouse
Mutual of Omaha also offers a simplified offering called Secure Solution.
MutualCare Secure Solution works well for:
- Customers who are looking for easy-to-understand benefits and the security of knowing they have some measure of asset protection
- Agents who like a product with a simple design and traditional benefits
- Singles
MutualCare Custom Solution works well for:
- Customers who want to customize a policy to fit their own unique needs
- Agents who are looking for a product with a strong premium solve capability
- Couples
- More flexibility in plan design
Get started with Mutual of Omaha by logging in or by getting appointed.
Additional questions on this solution? Contact our wholesaling team at 800-625-9267, Option 1.
*Ratings current as of 5/1/23