Streamlined underwriting process in effect (Mutual of Omaha)

LTC Underwriting Enhancements

Starting June 20, 2023 things should have gotten a little easier for you and your clients.

We integrated medical claims data which streamlined the underwriting process and reduced the potential need for additional requirements.

Some important updates include:

We will no longer auto-order medical records. Records will only be ordered at the underwriter’s discretion.
For clients aged 59 or younger, Phone Health Interviews will no longer be automatically ordered. They will be ordered only when necessary and at the underwriter’s discretion.
For clients aged 60-64, after a review of medical claims data, we will order a Phone Health Interview with cognitive screening which will be conducted by phone.

For clients aged 65 and older, after a review of medical claims data, we will order Face to Face Assessments.