You may already know that our new Transamerica Secure® stand-alone policy has been created with the middle-market consumer in mind. But you may not know how it differs from our other stand-alone LTCi products, and how it stays the same.
The most important point is that Transamerica Secure is not a pared-down product. It’s built on the same TransCare® II and TransCare® III platforms you’re familiar with, including full-featured benefits and inflation protection — and these TransCare products are still available for clients who prefer a more customized LTCi solution.
The difference is that Transamerica Secure is a pre-packaged policy, which makes it faster and easier for agents and clients. With an easy-to-understand Pool of Money plan design, your clients pick their Policy Maximum Amount from three levels ($50,000 | $100,000 |$150,000)1, or choose their own from $50,000-$215,000. With one checkmark, your clients get the coverage they want, including all the comprehensive benefits and popular riders.
Transamerica Secure eliminates the need to pick and choose from a long list of individual optional features, as these features are now automatically built in. Not only does Transamerica Secure include all our standard benefits, we also included the popular riders that our consumer research showed were most important to the middle-market.
Transamerica Secure is also our most web-friendly product. From the use of the LTC eApp to digital consumer materials to its own website, everything you need to sign up customers is at your fingertips any time you need them.
You may already know that our new Transamerica Secure® stand-alone policy has been created with the middle-market consumer in mind. But you may not know how it differs from our other stand-alone LTCi products, and how it stays the same.
The most important point is that Transamerica Secure is not a pared-down product. It’s built on the same TransCare® II and TransCare® III platforms you’re familiar with, including full-featured benefits and inflation protection — and these TransCare products are still available for clients who prefer a more customized LTCi solution.
The difference is that Transamerica Secure is a pre-packaged policy, which makes it faster and easier for agents and clients. With an easy-to-understand Pool of Money plan design, your clients pick their Policy Maximum Amount from three levels ($50,000 | $100,000 |$150,000)1, or choose their own from $50,000-$215,000. With one checkmark, your clients get the coverage they want, including all the comprehensive benefits and popular riders.
Transamerica Secure eliminates the need to pick and choose from a long list of individual optional features, as these features are now automatically built in. Not only does Transamerica Secure include all our standard benefits, we also included the popular riders that our consumer research showed were most important to the middle-market.
Transamerica Secure is also our most web-friendly product. From the use of the LTC eApp to digital consumer materials to its own website, everything you need to sign up customers is at your fingertips any time you need them.
Transamerica Secure can be summed up in three words: Comprehensive. Affordable. Easy.
Comprehensive
Our most popular LTCi benefits and riders are included:
- 0-Day Elimination for Home Care & Adult Day Care Benefit
- Cash Benefit with 0-Day Elimination
- Monthly Benefit Rider
- Shared Care Benefit Rider for Couples
- Remain at Home Benefit with 0-Day Elimination
- Care Coordination
- Return of Premium Upon Death Before Age 67
- Accident Benefit
- Step-Rated Benefit Increase
- Option Rider (optional with Freedom to Choose plan)
- LTC Facility Benefit
Affordable
Rates as low as $100 per month for couples.2
Easy
Simplified pre-packaged plans with LTC eApp convenience.
Get the Fast Facts on Transamerica Secure Now.
1In MA, MD, and OR the fixed plans are 55K, 110K and 150K.
2Transamerica Secure for Alabama for couple age 40, includes spouse/partner applying discount of 30%.