LTC Updates for Family History of Dementia, Marijuana Use (Mutual of Omaha)

More underwriting enhancements for LTC

Recently we updated our Underwriting Guidelines and are pleased to announce the following changes:

  • Family History of Dementia with one parent/sibling(biological parents or siblings) of any form of Dementia, including but not limited to Alzheimer?s (cognitive disorder, impaired reasoning, memory issues) will be eligible for select class with maximum pool of $300k and monthly benefit of $10k. (We will no longer be limiting to monthly benefit to $5k).
  • Medical Marijuana users will be eligible for coverage at select class if prescribed for insomnia or anxiety. 

Download the Underwriting Guide: 453999_LTC_UnderwritingGuide.pdf (mutualofomaha.com)