Carriers

Product availability may vary by state. Contact us for products in your state.

Brighthouse Financial

Indexed Universal Life with Long-Term Care Provided by Riders that are paid through cash indemnity, not reimbursement.

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Securian

A life insurance policy that will pay full cash indemnity benefits for LTC needs. Pays 100% for International Benefits. Offering three different return of premium (ROP) options so clients can focus on the benefits most important to them. Backed by a Mutual insurer.

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OneAmerica

Offering two asset-based LTC solutions – one on a life insurance chassis, and the other on an annuity base. Both are reimbursement policies from a mutual insurer offering innovative options including unlimited benefits. Invented the joint life policy for linked benefit LTCI concept. Option for qualified money.

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Nationwide – Care Matters Life

A life insurance policy that will pay full cash indemnity benefits for LTC needs. Offers the highest residual death benefit in the industry. Individual or joint-life solutions are available.

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Lincoln Financial Group

A universal life insurance policy with a Long-Term Care Acceleration of Benefits Rider (LABR) that accelerates the specified amount of death benefit to pay for covered long-term care expenses. 100% Guaranteed premiums. Innovative payout allows clients to choose at claim time whether to receive 100% of their monthly benefit as reimbursement or to receive indemnity benefit equal to 80% of monthly benefit.

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Product availability may vary by state. Contact us for products in your state.

Nationwide – Care Matters Annuity

An annuity that will pay full cash indemnity benefits for LTC needs. Pays 100% of benefit for International Coverage. Available as single or joint annuities (for couples).

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OneAmerica

Offering two asset-based LTC solutions – one on a life insurance chassis, and the other on an annuity base. Both are reimbursement policies from a mutual insurer offering innovative options including unlimited benefits. Invented the joint life policy for linked benefit LTCI concept. Option for qualified money.

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